Role Type:

Internship/Co-op

Work Term:

Winter/Term 2

Work Location:

Canada

Hours:

37.5

Pay Details:
We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

DEPARTMENT OVERVIEW

The TD Bank Group (TD) Financial Crime Risk Management (FCRM) is accountable for establishing TD’s Global Anti-Money Laundering and Anti-Terrorist Financing Program (AML/ATF) to ensure that all TD businesses remain compliant with AML/ATF regulatory expectations in all jurisdictions where TD operates.  This includes ensuring that businesses are aware of the legislation under which they are governed and providing advice and support as required. The team is also accountable for promoting regulatory compliance by developing and maintaining AML compliance programs, including relevant training, carrying out independent oversight monitoring and meeting reporting requirements.

Co-op and Internship opportunities allow you to gain valuable work experience across several of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

• Leadership talks with key Leaders from across the organization

• Lunch and Learns on topics such as Innovation

• Diversity and Inclusion and Personal Branding and so much more

JOB DESCRIPTION

The AML Financial Crime Risk Oversight (AML FCRO) team is looking for someone who is interested in a "big picture", cross-functional governance and monitoring role. The AML Advisory Analyst will support the development and maintenance of a 2nd Line oversight program for the implementation of AML/ATF and sanctions controls in the business lines supported by the AML FCRO team. The AML Advisory Analyst will execute controls testing procedures, on behalf of the Head of AML, AML FCRO, work with business-facing Relationship Advisors on the AML FCRO team to assess the effectiveness of AML/ATF and sanctions controls and identify potential areas of improvement for the first line AML/ATF/Sanctions program. 

Other key responsibilities include:

• Work with members of the AML FCRO team to ensure key AML/ATF and sanctions controls are designed and operating effectively on an on-going basis.

• Evaluations of controls deficiencies and non-compliance to identify root cause to facilitate the development of effective action plans.

• Develop strong relationships and work collaboratively with business partners who are responsible for providing the information that feeds into the monitoring program

• Effectively identify emerging risks through advanced analysis of high-volume and complex data that require further consideration or escalation

• Contributes to the reporting of program results, trends, themes, and emerging risks, as delivered by the Head of AML – AML FCRO

• Collaborates with other members of the AML FCRO team to foster a "culture of compliance" within the business units.

JOB REQUIREMENTS

• A curious and inquisitive mindset, with a proven ability to work effectively in a cross-functional, fast-paced, and evolving environment.

• Perform data manipulation and apply analytic techniques to derive insights from complex data into reports and presentations for dissemination to an executive audience

• Ability to corroborate structured and non-structured data to tell a coherent and insightful story.

• Ability to grasp new concepts/information to facilitate effective risks identification and controls evaluation. 

• Excellent business acumen and good understanding of risk and controls evaluation processes such as those for financial reporting or operations.

• Strong critical thinking, organizational and problem-solving skills

• Superior writing skills with the ability to draft superior quality assessments/reports, policies, procedures, and business correspondence

• Proactive and motivated, with demonstrated consensus building skills

• Currently enrolled in an undergraduate degree in Finance, Accounting, Analytics, Data, Business/Commerce, or related field; with the intent of going back to school at the start of your work term

ADDITIONAL INFORMATION

• This position is a 4-month work term and will commence January 6th – April 25th, 2025.

• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).

• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.

• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements

• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

HOURS

Monday-Friday, standard business hours

INCLUSIVENESS

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement:

N/A.