About this role:

Wells Fargo is seeking a Lead Loan Workout Specialist to join Wells Fargo Business Workout Department.

In this role, you will:

• Lead complex initiatives including those that are cross functional with broad impact
• Work as a key participant in overseeing and providing technical expertise regarding commercial and real estate problem loans for the Loan Workout area
• Restructure and renegotiate credits with customers, perform financial legal risk evaluations of credits
• Review strategies and payment structures formulated by less experienced adjusters and formulate litigation strategy
• Strategize and research complex multi-faceted, large-scale and long-term business challenges of the loan workout initiatives that require in-depth evaluation of multiple factors, including intangibles or unprecedented factors
• Make decisions in complex and multi faceted situations of handling the problem loan portfolio initiatives, policies, procedures and compliance requirements
• Lead work team to meet deliverables and drive new initiatives
• Collaborate and consult with peers, colleagues and mid-level to more experienced managers to resolve sensitive issues and achieve goals
• Lead projects, teams or serve as a peer mentor
• Work with in house and outside Counsel during litigation
• Execute controls and procedures.

Required Qualifications:

• 5+ years of Commercial or Small Business Workout, Commercial Lending experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Commercial relationship management experience

• Knowledge of commercial loan documentation

• Leadership and mentoring skills

• Financial analysis skills with attention to detail and accuracy

• Developed professional verbal and written communications skills

• Exposure to Wells Fargo AFS (Automated Financial Systems)

• Exposure to Wells Fargo eCaR (Enterprise Collections and Recovery) system

• Exposure to Wells Fargo BLAST (Business Lending and Sales Tracking) system

• Intermediate Microsoft Office skills

Job Expectations:

• This position is not eligible for Visa Sponsorship.

• This position offers a hybrid work schedule

Location:

• 401 S TRYON ST, Charlotte, NC

Required location for this position is listed above. Candidate must reside within a reasonable commute to the site location. Relocation assistance is not available for this position.

Posting End Date: 

29 Jun 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

 

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.