Payments Product Analyst

Posted:
12/16/2025, 8:26:59 AM

Location(s):
Kansas City, Missouri, United States ⋅ Missouri, United States

Experience Level(s):
Mid Level

Field(s):
Growth & Marketing ⋅ Product ⋅ Sales & Account Management

Workplace Type:
Hybrid

The Payments Product group manages and delivers payments products for the Bank’s clients, including consumers, small businesses, corporate and institutional.

As the Payments Product Analyst, you will provide analytical and reporting support for the Payments Product team by helping develop and improve the portfolio of products. This role is responsible for supporting the payments product suite (and other product suites as assigned) through data analysis, reporting creation and automation, and analysis of data trends and patterns to provide actionable insights that enhance product performance and customer satisfaction. This includes assisting in the management of projects and deliverables to ensure the performance standards are met, as well as executing on the strategy set and working with some level of autonomy to resolve or escalate issues quickly.

This role is hybrid (Monday - Thursday on-site / Friday remote) for candidates in the Kansas City metropolitan area.

How you’ll spend your time:

  • Work with a range of tactical and strategic responsibilities, including: Pricing model support, research, user stories, developing business requirements, UAT, etc.
  • Work cross-functionally with lines of business to achieve company objectives, standardize reporting and create dashboards, with emphasis on marketing and sales activities, effectiveness and business impact.
  • Proactively conduct market intelligence research to stay abreast of market changes and new developments.
  • Capture market data and routinely share this information with the team and other members of the team to increase awareness.
  • Analyze product data to identify trends and provide solutions or suggestions for product optimization.
  • Develop training efforts for internal and external clients and operate as the technical liaison when minor issues arise.
  • Understands the compliance related function and system operations and can handle minor outstanding issues.
  • Maintain updated content on all collateral consistent with regulations, network requirements and marketing strategies.

We’re excited to talk with you if have:

  • An undergraduate degree or equivalent business experience.
  • At least 4 years of product knowledge experience or equivalent experience within applicable business or operational areas.

Bonus Points if you have:

  • Prior experience in supporting or management of Treasury Management Products (e.g. ACH, Wires, Lockbox, Remote Deposit Capture, Instant Payments, etc.

Applicants must have legal authority to work in the United States.  Work Visa sponsorship is not available for this position.

Compensation Range:

$57,760.00 - $124,170.00

The posted compensation range on this listing represents UMB’s standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?
You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

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