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Our Heart At Work Behaviors™ support this purpose. We want everyone who works at CVS Health to feel empowered by the role they play in transforming our culture and accelerating our ability to innovate and deliver solutions to make health care more personal, convenient and affordable.

Position Summary

 Underwriting directly helps our company achieve financial and strategic goals. As the financial professionals who identify and calculate risk, underwriters are charged with increasing revenues, earnings and membership while protecting the company from loss.

- Performs accurate analysis and risk assessment for new business group Medicare Advantage opportunities.

- Complexity of work increases as technical skills progress.

- Works with mentor/manager to recommend pricing and/or alternatives based on financial analysis, underwriting principals, and business strategy.

- Utilizes basic functionality of underwriting tools, systems, and reference materials to produce accurate new business proposals.

- Applies underwriting guidelines and escalates underwriting exceptions/financial variances for their assigned cases to the appropriate level.

- Assists sales personnel in explaining strategy,  rate development and communicating underwriting policy.

- Produces timely and accurate customer specific documents, deliverables and case related information.

- Assists department with projects or workgroups.

- May identify and support process improvement through automation or process change.

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Required Qualifications

- 1-3 years of experience in underwriting/accounting concepts, pricing methodologies and funding arrangements.

- Demonstrated ability to utilize analytical and independent thinking skills.

- Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment.

- Experience providing clear and concise written and verbal communications.

- Experience working with standard Microsoft Office products.

Preferred Qualifications
- Experience and/or exposure to Medicare rating tools and processes as well as evaluating risk associated with the Medicare product.

Education

- Bachelor's degree or equivalent experience.

Pay Range

The typical pay range for this role is:

$21.10 - $44.99

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls.  The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors.  This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. 
 
In addition to your compensation, enjoy the rewards of an organization that puts our heart into caring for our colleagues and our communities.  The Company offers a full range of medical, dental, and vision benefits.  Eligible employees may enroll in the Company’s 401(k) retirement savings plan, and an Employee Stock Purchase Plan is also available for eligible employees.  The Company provides a fully-paid term life insurance plan to eligible employees, and short-term and long term disability benefits. CVS Health also offers numerous well-being programs, education assistance, free development courses, a CVS store discount, and discount programs with participating partners.  As for time off, Company employees enjoy Paid Time Off (“PTO”) or vacation pay, as well as paid holidays throughout the calendar year. Number of paid holidays, sick time and other time off are provided consistent with relevant state law and Company policies.  
 
For more detailed information on available benefits, please visit Benefits | CVS Health

We anticipate the application window for this opening will close on: 01/14/2025

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.