Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Senior Analyst, Finance Business Partner

Who is Mastercard?

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Overview:

MasterCard’s Operations and Technology (O&T) business unit operates the company’s global payments processing infrastructure and development. O&T uses its expertise to make payments safe, simple and smart.

At Mastercard the Technology Finance Team team:
• Provides business unit support for financial reporting, planning and analysis
• Partners with business unit divisions to help achieve financial targets and objectives through thought leadership
• Supports service owners with Total Cost of Ownership by validating methodology and analyzing unit costs

The Sr. Analyst will be responsible for:
• Budgeting and forecasting short/long-term plans, as well as preparing and analyzing internal financial reports and communicating results of operations to the Technology Finance division
• Activities include managing risks and opportunities, monitoring the organization's expenses while considering macro-economic factors

Role:
• Supports the Technology Finance division with reporting needs and requirements (e.g., budgeting, forecasting, strategic planning, target setting) for technology cloud infrastructure spend with emphasis on Azure and AWS (compute, storage, data transfer, databases, marketplace, etc).
• Provides insightful variance analysis and management reporting at detailed levels; builds driver-based forecast models (e.g., workload growth, Reserved Instances/Savings Plans coverage, Enterprise Discount Program commitments).
• Partners with regions, business units, business partners and/or corporate to develop, analyze and validate business cases for cloud migrations, modernization, and other technology initiatives, including TCO, ROI, and sensitivity analyses.
• Performs new opportunity assessments by building and maintaining financial models; translates technical cost drivers into clear financial implications and recommendations.
• Supports Sourcing/Procurement with pricing analytics and scenario modeling for cloud commitments (e.g., RI/SP coverage/utilization, EDP planning); provides data-driven insights to inform negotiations (does not lead negotiations).
• Applies Technology Business Management (TBM) / FinOps practices to allocate cloud costs (showback/chargeback), improve tag hygiene, and enhance total cost of ownership visibility for products and services.
• Assists with process improvements to enhance forecast accuracy, close quality, and cost optimization; proactively identifies automation opportunities and executes agreed-upon improvements (e.g., dashboards, standardized templates).
• Collaborates with FP&A/Controllership on month-end close (accruals, reclasses), and with TBM/FinOps teams to improve allocation logic and data quality.
All About You:
• Bachelor’s degree with a major in Business, Finance, or Management Information System is preferred
• Experienced individual contributor in FP&A/Technology Finance with cloud cost fluency (Azure and/or AWS); adept at translating technical drivers into business insights and actions.
• Track record of effective business partnering across Engineering/Cloud Platform, Sourcing/Procurement, Product Finance and Accounting; builds trust and aligns stakeholders on financial outcomes.
• Hands-on experience completing management reporting (monthly results, quarterly forecasting, annual budgets) with strong variance analysis and narrative skills.
• Works closely with Sourcing, Controllership, Tax and other supporting functions to ensure P&L and cash impacts of cloud decisions are understood and reflected to minimize financial risk and forecast surprises.
• Applies advanced analytical techniques (driver-based modeling, scenario/sensitivity analysis, unit economics) to highlight risks and opportunities and recommend practical actions.
• Demonstrated continuous improvement mindset—streamlines processes, enhances data hygiene (e.g., tagging), and implements scalable reporting (Excel/Power BI/Tableau).
• Proven ability to manage competing priorities and resolve issues by engaging the right stakeholders, escalating appropriately, and driving to closure.
• Embraces change and operates effectively in a matrix environment; contributes positively to adoption of new tools and ways of working.
• Experience with technology finance and TBM/FinOps tools such as Apptio/Cloudability, Azure Cost Management, and AWS Cost Explorer/CUR; FinOps Certified Practitioner is a plus.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges

O'Fallon, Missouri: $88,000 - $141,000 USD