Join a Challenger
Being a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing things. If you’re not afraid of taking on big challenges and redefining the future, you belong with us. You’ll get to work with people who will encourage you to reach new heights. We like to keep things fun, ask questions and learn together.
We are a big (and growing!) family. Overall, we serve more than 607,000 people across Canada through Equitable Bank, Canada's Challenger Bank™ and EQB Inc.’s majority owned subsidiary ACM Advisors. We have been around for more than 50 years. Equitable Bank's wholly owned subsidiary, Concentra Bank, supports credit unions across Canada that serve more than 6 million members. Together we have $119 billion in combined assets under management and administration, with a clear mandate to drive change in Canadian banking to enrich people's lives. Our EQ Bank platform (eqbank.ca) has been named the top Schedule I Bank in Canada on the Forbes World's Best Banks 2023, 2022, and 2021 lists.
As part of a growing and dynamic Commercial team, the Associate, Portfolio Management will assist the Commercial Portfolio Management team with the management and oversight of the Commercial Finance Group (CFG) portfolio. The Associate, Portfolio Management will assist Senior/Account Managers with the day-to-day management of their respective commercial mortgage portfolios, which are comprised of both conventional and construction mortgages.
The Associate, Portfolio Management is responsible for successfully managing the construction sub-advance pipeline while meeting compliance and control requirements, to achieve service goals and department-level targets.
The Associate, Portfolio Management is also responsible for maintaining mortgage files throughout the mortgage process. Duties include contacting direct clients or Partners regarding maturing mortgages, quote renewal rates, follow up with clients or Partners for credit documentation, follow up with clients or Partners to ensure all conditions precedent to renewal are met, ensuring files are AML (Anti-Money Laundering) compliant before renewal and administering renewals on SIT.
Additional credit-related and administrative duties are also required such as assisting Senior/Account Managers with the completion of annual reviews, ad hoc requests, extension memorandums, reporting and pipeline management, as well as networking with external business partners, along with various staff, within the Commercial department and other internal departments.
En tant que membre d'une équipe commerciale dynamique et en pleine croissance, l'associé, Gestion de portefeuille, assistera l'équipe de gestion de portefeuille commercial dans la gestion et la supervision du portefeuille du Groupe de financement commercial (CFG). L'associé, Gestion de portefeuille, aidera les gestionnaires de comptes seniors à gérer au quotidien leurs portefeuilles de prêts hypothécaires commerciaux, qui comprennent à la fois des hypothèques conventionnelles et des hypothèques de construction.
L'associé, Gestion de portefeuille, est responsable de la gestion réussie du pipeline de sous-avances de construction tout en respectant les exigences de conformité et de contrôle, afin d'atteindre les objectifs de service et les cibles au niveau du département.
L'associé, Gestion de portefeuille, est également responsable de la tenue des dossiers hypothécaires tout au long du processus hypothécaire. Les tâches incluent la prise de contact avec les clients directs ou les partenaires concernant les hypothèques arrivant à échéance, la cotation des taux de renouvellement, le suivi auprès des clients ou des partenaires pour obtenir la documentation de crédit, le suivi auprès des clients ou des partenaires pour s'assurer que toutes les conditions préalables au renouvellement sont remplies, s'assurer que les dossiers sont conformes aux normes AML (Anti-Blanchiment d'Argent) avant le renouvellement et administrer les renouvellements sur
SIT.
Des tâches supplémentaires liées au crédit et à l'administration sont également requises, telles que l'aide aux gestionnaires de comptes seniors pour la réalisation des examens annuels, les demandes ponctuelles, les mémorandums de prolongation, les rapports et la gestion du pipeline, ainsi que le réseautage avec des partenaires commerciaux externes, ainsi qu'avec divers membres du personnel au sein du département commercial et d'autres départements internes.
#LI-Hybrid
What we offer [For full-time permanent roles]
💰 Competitive discretionary bonus
✨ Market leading RRSP match program
🩺 Medical, dental, vision, life, and disability benefits
📝 Employee Share Purchase Plan
👶🏽 Maternity/Parental top-up while you care for your little one
🏝 Generous vacation policy, personal days and even a moving day
🖥 Virtual events to connect with your fellow colleagues
🎓 Annual professional development allowance and a comprehensive Career Development program
💛 A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience
Equitable Bank is deeply committed to inclusion. Our organization is stronger and our employees thrive when we honour and celebrate everyone’s diverse experiences and perspectives. In tandem with that commitment, we support and encourage our staff to grow not just in their career path, but personally as well.
We commit to providing a barrier-free recruitment process and work environment for all applicants. Please let us know of any accommodations needed so that you can bring your best self to the application process and beyond. All candidates considered for hire must successfully pass a criminal background check and credit check to qualify for hire. While we appreciate your interest in applying, an Equitable recruiter will only contact leading candidates whose skills and qualifications closely match the requirements of the position.
We can’t wait to get to know you!