As a Machine Learning Engineer, you will be responsible for developing, optimizing and deploying the ML models and infrastructure that power our fraud detection capabilities across all of PayJoy’s products and markets.

You will work closely with fraud, engineering, product, risk, and business stakeholders across diverse markets to drive the design, implementation and scaling of ML models, AI agents, and other data products (fraud review queues, transaction authorization system, etc.). Your role will also involve ensuring that we are continuously improving the quality and performance of our models by gathering and integrating new data sources that enhance our predictive capabilities.

You will own the whole lifecycle of our fraud ML models, from the feature generation to the model rollout (design, development, deployment and monitoring). You will also build infrastructure to support both manual and automated decisioning of fraud risk.

You will be part of a data science team on a mission to improve access to credit and technology in emerging markets with the opportunity of creating a big and real positive impact to our millions of users across the countries we operate in.