Excited to grow your career?

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in analysis, problem solving and communication to the Independent Compliance Risk Management (ICRM) Anti Money Laundering (AML) team.

By joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team/Role Overview

The Compliance Anti-Money Laundering (AML) Risk Management Senior Officer is a senior level position responsible for establishing internal procedures to prevent money laundering and assist in all matters concerning financial crimes in coordination with the broader AML team. The overall objective is to utilize established disciplinary knowledge to identify inconsistencies in data or result and formulate strategic recommendations on policies, procedures, and practices. This role sits within the second line of defense on the Customer Risk & Regulatory Response team under the Services AML Compliance Risk Management organization. Citi’s Services business line provides global payment solutions to meet our clients’ evolving needs, primarily Treasury and Trade Solutions (TTS).

This is a globally focused role with a specific focus on the UK, Europe, and Middle East Regions, with an expectation to support other regions where necessary to ensure alignment on control. The position would suit an experienced AML/financial crimes practitioner who can confidently work with senior business leaders and advise on complex and sensitive matters, to ensure Citi growth strategy aligns to the established risk management model and protect Citi from financial crime.

What you will do

• Support the safe growth and management of the Citi TTS business line and its associated higher risk segments through robust risk mitigation.
• Execute and implement firm-wide AML risk management policy and strategic direction.
• Maintain AML compliance program for the business including assessment of risks and the development of policies, procedures, and governance.
• Identify and assess risk, vulnerabilities, and opportunities for efficient and effective risk coverage.
• Work within team and across business/functional line management to assess complex issues, structure potential solutions, and drive effective resolution within permissible statutory and regulatory frameworks.
• Evaluate and respond to escalated matters, further escalate as required, and advise senior management on next steps as needed.
• Participate in and evaluate New Product and New Activity proposals including performing an AML risk analysis.  Provide advice to the businesses regularly on new business initiatives, new products, business acquisitions, and client-related matters with respect to applicability of policies, resolution of potential red flags, or other client/transaction-related compliance escalations.
• Provide support and liaise with regulators and Citi internal audit staff for AML matters including coordinating AML related examinations, audit and reviews, document production, and issue replies.
• Participate in and manage various internal assurance processes including regional enterprise wide and horizontal risk assessments, self-assessment, internal audit, and compliance testing review.
• Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behaviour, conduct and business practices, and escalating, managing, and reporting control issues with transparency.

What we will need from you  

• Relevant Compliance/AML experience, preferably including Foreign Correspondent Banking, Fintech/NBFIs/Third-Party Payments.
• Strong understanding of the global payments ecosystem (SWIFT requirements) and associated transparency requirements.
• Demonstrable experience in assessing new products for AML risk and ensuring appropriate controls are in place to mitigate risk.
• Anti-Money Laundering (AML) certification
• Experience in managing regulatory exams and relationships with examiners and auditors.
• Extensive knowledge of appropriate regulatory requirements including local and US laws, international and industry standards. Given this role will be EMEA based, an understanding of UK and EU AML regulations would be beneficial, such as the EU Money Laundering Directive, UK Money Laundering Regulations and Funds Transfer Regulations/FATF Recommendation 16.
• Extensive knowledge of AML regulations, risks, and appropriate controls.  
• Demonstrated analytical skills, including the ability to analyze payment information and provide sound judgement of risk.
• Demonstrated leadership and motivational skills, makes pragmatic decisions with confidence on behalf of the team in the Second Line of Defense.
• Ability to work with regional and global partners, and influence and lead people across culture and senior level.

Education

• Bachelor’s degree/University degree or equivalent experience
• Master’s degree preferred.

What we can offer you

By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (annually reviewed), and enjoy a whole host of additional benefits such as:

• Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure.
• A discretional annual performance related bonus
• Private medical insurance packages to suit your personal circumstances.
• Employee Assistance Program  
• Pension Plan 
• Paid Parental Leave 
• Exclusive discounts for employees, family, and friends 
• Access to an array of learning and development resources 

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energised to join us, motivated to stay, and empowered to thrive. 

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities. 

#LI-MP4

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Job Family Group:

Compliance and Control

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Job Family:

AML Risk Management

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Time Type:

Full time

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