Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose: Bringing our heart to every moment of your health. This purpose guides our commitment to deliver enhanced human-centric health care for a rapidly changing world. Anchored in our brand — with heart at its center — our purpose sends a personal message that how we deliver our services is just as important as what we deliver.
 
Our Heart At Work Behaviors™ support this purpose. We want everyone who works at CVS Health to feel empowered by the role they play in transforming our culture and accelerating our ability to innovate and deliver solutions to make health care more personal, convenient and affordable.

The Underwriting Leadership Development Program is a full-time, dynamic, 4.5 year rotational program designed to develop individuals entering the Underwriting field into future leaders. The program provides you with rotations across a variety of business units including Commercial, Government, International businesses, and other business units. The program allows you to:

• Price new and existing business with the goal of selling and retaining profitable customers
• Act as a strategic partner to support overall management of your book of business
• Work with internal partners in sales and account management to negotiate pricing, create benefit plan designs and cross sell additional products/programs in support of our customers
• Collaborate with actuarial to refine pricing based on changes in future medical costs, trends and customer specific data
• Participate in leadership development opportunities such as networking, solution-focused business projects and career coaching and feedback.

You will participate in:

• Three, eighteen-month rotations across Underwriting business segments
• Formal classroom and on the job training
• Projects that contribute to the success of our business
• Community service and culture initiatives
• Mentorship and networking opportunities
• Interaction with senior leaders

Relocation: CVS Health follows a hybrid work model providing office-based colleagues the ability to flex between working in the office and working from home based on the work you need to accomplish. Relocation assistance will be provided for candidates that need to move over 50 miles.

Office Location:

Hartford, CT

Work visa sponsorship is not available for this role. This includes participation in Curricular Practical Training (CPT), Optional Practical Training (OPT), and F-1 Visa programs.

Responsibilities include:

• Helps establish and implement results-based programs and innovative initiatives for the ULDP I area, under direct supervision.
• Completes simple business impact assessments based on forecasted changes within the ULDP I field to support the development of modification strategies.
• Prepares and delivers routine to moderately complex new business quotes and existing business renewals and accountings, assessing ongoing complexities of work as team technical skills progress and grow.
• Reviews work for accuracy, collaborating with mentors and managers to recommend pricing and accounting balance alternatives based on financial analysis, underwriting principals, and business strategy.
• Utilizes basic functionalities of key underwriting tools, systems, and reference materials to produce accurate quotes, renewals, and accountings.
• Progresses through product rotations in accordance with developmental plans, to successfully complete all required training and program activities.
• Takes direction to execute techniques, processes, and responsibilities.

Required Qualifications

• Meet educational requirements (see education section)
• Have a willingness to relocate if needed
• Internship or work experience supporting Underwriting functions of an organization or group area.
• Preferred Qualifications:
• Demonstrated leadership experience. Examples include active roles in student or social organization activities, or sports
• Project management experience. Examples include leading a school or work-related project from start to finish
• Strong written and verbal communication skills

Education

• Anticipated completion of bachelor's degree program by start date (June 2025) or equivalent experience
• Have a major, minor, concentration, or work experience relevant to the position. Examples include: Risk Management & Insurance, Economics, Statistics, Mathematics, Business Analytics

Pay Range

The typical pay range for this role is:

$21.10 - $44.99

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls.  The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors.  This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. 
 
In addition to your compensation, enjoy the rewards of an organization that puts our heart into caring for our colleagues and our communities.  The Company offers a full range of medical, dental, and vision benefits.  Eligible employees may enroll in the Company’s 401(k) retirement savings plan, and an Employee Stock Purchase Plan is also available for eligible employees.  The Company provides a fully-paid term life insurance plan to eligible employees, and short-term and long term disability benefits. CVS Health also offers numerous well-being programs, education assistance, free development courses, a CVS store discount, and discount programs with participating partners.  As for time off, Company employees enjoy Paid Time Off (“PTO”) or vacation pay, as well as paid holidays throughout the calendar year. Number of paid holidays, sick time and other time off are provided consistent with relevant state law and Company policies.  
 
For more detailed information on available benefits, please visit Benefits | CVS Health

We anticipate the application window for this opening will close on: 12/20/2024

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.