At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

THE COMPANY

U.S. Bancorp, with nearly 70,000 employees, is the parent company of U.S. Bank National Association, the fifth-largest bank in the United States. Customers across the country and around the world trust us as a responsible financial partner. This commitment continues to earn us a spot on the Ethisphere Institute’s World’s Most Ethical Companies list and places U.S. Bank in the top 5% of global companies assessed on the CDP “A” List for climate change action.

Be a part of transformational change where integrity matters, success inspires, and great teams collaborate and innovate. We’re one of the United States’ most respected, innovative, ethical, and successful financial institutions. We’re looking for people who want more than just a job – they want to make a difference. We are seeking a technology executive who will contribute to the success of our technology initiatives in our digital transformation and modernization journey.

THE ROLE

• At U.S. Bank the Fintech Acceleration team is responsible for managing the discovery, curation and engagement of Financial Technology (FinTech) partnerships and investments and all associated compliance and reporting. Working with internal and external stakeholders to ensure that the right strategic partners are effectively found, projects are efficiently executed, the right opportunities are advanced and reported on and the Banks’ Fintech Strategy is positioned to lead it into the future.

• The Fintech Acceleration Lead: is part of a team that helps guide Fintech strategy and objectives by assessing business needs and external trends, investment landscape and consumer shifts; responsible for managing the discovery, curation and engagement of Financial Technology (FinTech) partnerships and investments for the Bank’s businesses.

• Manages Fintech engagements strategy, sourcing, partnerships, legal, investment and business development for a subset of business lines. Working closely with leaders to build strong relations and flesh out priority areas to focus on. Responsible for products/assignments of highest complexity and/or technological scope. Performs at a highly independent level. Helps project teams to achieve milestones. May manage multiple relationships, with business areas. Applies expert-level knowledge of professional concepts and established technologies.

• Extensive understanding of consumer trends and markets. Advanced knowledge and experience researching trends, topics and companies.  Involvement in extensive, analysis, due diligence, project management, and use of CRM tools. With advanced skills in using CRM tools, running reporting and performing data analysis. Intensive experience collaborating with large teams using effective communication. 

• Utilizes a high degree of independence in solving problems and has significant latitude to make decision and take action. 

• Makes decisions that are typically only subject to review by senior management.  Usually, they have opportunity to affect a substantial portion of revenue or expenses, substantial loss of production or service, or substantial monetary loss with negative impact on goals. Extensive experience developing business cases in new or advanced product lines. Requires a broad understanding and practical application of applicable laws and regulations. 

ESSENTIAL FUNCTIONS

• Research FinTech's and be an expert at evaluating and discovering companies that fit with the Banks strategic needs, able to articulate FinTech trends and their potential implications to the Banks leadership.

• Keep abreast of trends in relevant landscapes and adjacent industries to identify potential opportunities or challenges before they become mainstream.

• Build strong relationships with external partners to help us advance and mature the Fintech Engagement practice at US bank. Collaborate with FinTech peers across the Bank’s business lines to ensure efficient execution of Fintech projects and serve as pint of escalation for any issues.

• Work closely with senior leaders across the Bank to understand their strategic needs and priorities, being able to turn those into communications tools and marketing collateral to effectively communicate these both externally and internally.

• Attention to detail and deadlines, managing all the necessary portfolio reporting and tracking for all FinTech Engagements across the bank.

• Be able to negotiate, document and manage complex FinTech projects bringing them in on time, in scope and on budget.

• Proven ability to communicate at a senior level, able to articulate complex technical and financial solutions concisely and simply.

• Identify and work as needed on Investment opportunities working alongside corporate development, the business lines.

RESPONSIBILITIES

• Lead end-to-end fintech engagement lifecycle for assigned business lines, including discovery, evaluation, diligence, contracting, pilot execution, scaling, and ongoing relationship management

• Serve as a strategic advisor to senior business and technology leaders by translating enterprise priorities into actionable fintech partnership strategies

• Own fintech sourcing pipelines across priority domains (e.g., payments, embedded finance, data, AI, fraud, lending, compliance) and maintain a strong external ecosystem presence

• Drive rigorous due diligence across technology, business model, risk, regulatory, legal, and financial dimensions in partnership with Legal, Compliance, Risk, Procurement, and Corporate Development

• Develop and present business cases, investment theses, and partnership recommendations to executive leadership and governance forums

• Negotiate and manage complex commercial agreements, pilots, and strategic partnerships, ensuring alignment with bank risk appetite, compliance standards, and financial objectives

• Oversee execution of highly complex, cross-functional fintech initiatives, ensuring delivery on time, within scope, and on budget

• Act as point of escalation for fintech engagements, proactively identifying risks, resolving issues, and driving informed decision-making

• Manage portfolio reporting, performance metrics, and executive dashboards using CRM and internal reporting tools

• Contribute to enterprise fintech strategy, thought leadership, and operating model evolution, helping position U.S. Bank as a market leader in innovation and partnerships

Qualifications

• Bachelor’s degree in business, finance, technology, engineering, or a related field, or equivalent professional experience

• 7-10 years of progressive experience in fintech, financial services, technology partnerships, venture investing, product strategy, or corporate innovation

• Demonstrated experience leading complex, enterprise-scale partnerships or investments in highly regulated environments

• Strong understanding of financial services ecosystems, fintech business models, and emerging technology trends

• Proven ability to operate independently with sound judgment, influencing senior executives and making recommendations with material business impact

• Experience developing business cases, financial models, and executive-level presentations

• Deep familiarity with regulatory, legal, and risk considerations impacting fintech partnerships and investments

• Advanced experience with CRM platforms, portfolio management tools, and data-driven reporting

Preferred Qualifications

• MBA or advanced degree

• Experience working within a large financial institution or similarly regulated enterprise

• Background in venture capital, corporate development, M&A, or strategic investments

• Direct experience launching or scaling fintech pilots into production environments

• Established network across fintech founders, investors, accelerators, and industry partners

• Experience supporting or presenting to executive committees, investment committees, or governance forums

• Familiarity with payments, embedded finance, AI/ML, data platforms, or digital banking architectures

Skills / competencies

• Strategic Thinking & Foresight: Anticipates market shifts, connects external trends to enterprise priorities, and informs long-term fintech direction

• Executive Communication: Clearly and concisely translates complex technical and financial concepts for senior leaders

• Partnership & Influence: Builds trusted relationships and aligns stakeholders across business, technology, risk, and external partners

• Analytical Rigor: Applies strong research, diligence, and financial analysis with high attention to detail

• Decision-Making: Exercises sound judgment in ambiguous environments within established governance frameworks

• Program & Project Leadership: Manages multiple complex, cross-functional initiatives simultaneously

• Negotiation & Commercial Acumen: Structures and negotiates sophisticated partnership and investment agreements

• Adaptability: Thrives in fast-moving innovation environments while maintaining strong governance and control standards

**The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.**

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.