At AIG, we are reimagining the way we help customers to manage risk. Join us as an Underwriter II to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Retail Property

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

The Underwriter II will report to the Zonal Underwriting Manager or Underwriting Manager, and analyzes and evaluates risk and accepts, rejects, or modifies risk and coverage conditions within limits of delegated authority and in accordance with established underwriting guidelines to achieve underwriting profitability objectives.

• Evaluating, prioritizing and selecting submissions to be underwritten.
• Demonstrating technical underwriting skills through strategic, thorough account reviews and file documentation.
• Exercising judgment, negotiating and making sound business decisions effectively based on level of authority.
• Adhering to guidelines and underwriting discipline to minimize exposure and appropriately price risks
• Working with management, brokers, clients, and outside counsel on contract terms and conditions on a portfolio of mainstream and complex risks.
• Participating in various underwriting and marketing initiatives to improve company results and drive portfolio strategies.
• Identifying opportunities for growth within new and existing production sources.
• Working with management to develop unique local broker strategies for assigned brokers to drive profitable results in line with product objectives.
• Ensuring our marketing initiatives are achieved and that consistent communication of our risk appetite and value proposition are provided to our brokers and clients.
• Representing AIG at client and broker functions with supervision as necessary/appropriate.
• Providing superior customer service to brokers and clients (internal & external).

What you will need to succeed:

• 2+ years of relevant professional experience. Commercial Insurance Company, Agency or Brokerage experience preferred.
• Bachelor’s degree from a four-year college or university.
• Demonstrated sales, marketing, and relationship building experience.
• Working knowledge of Retail Property products is preferred.
• Strong verbal and written communication skills.
• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions, especially regarding technical aspects.
• Comfort with financial statements, analytical tools and technology

For positions based in San Francisco, California, the base salary range is $67,700 - $94,000] and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. In addition, we’re proud to offer a range of competitive benefits, a summary of which can be viewed here: Benefits Overview.

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Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to [email protected].  

UW - Underwriting

Estimated Travel Percentage (%): Up to 25%

Relocation Provided: No

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