Product Sr. Analyst

Country: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

Position Summary

The Sr. Product Analyst plays a key role in supporting the Fund Advisory team through the generation of mutual fund and ETF ideas aligned with the bank’s framework. This position involves close collaboration with Bankers and Advisors to communicate product insights and ensure offerings are responsive to evolving market conditions and client needs. The role includes conducting ongoing analysis and research across the investment universe to complement the recommended fund list.

In addition, the Sr. Product Analyst provides support across multiple functions, including the preparation of analytical reports, implementation of new projects, and other initiatives that enhance the team’s effectiveness and strategic objectives.

The Sr. Product Analyst reports to the Head of Fund Selection.

Risk Objectives- Proactive identification of issues or concerns related to potential gaps in existing processes, procedures, policies, frameworks, etc.;
- Contribution to satisfactory results in audit reviews, compliance reviews, and regulatory examinations (internal/ external), Compliance and Regulatory Agency reviews; response to required corrective actions in a timely and complete manner;
- Completion of all assigned training (Compliance, Bank Secrecy Act, Audit, Code of Conduct, etc.) and reporting requirements within set timeframes; and
- Adherence to the Code of Conduct, assigned Risk Tolerance or Mandates and all organizational policies and procedures applicable to role. 

     

Primary Duties & Responsibilities

Position Duties / Responsibilities% of Time Spent

• Collaborate closely with the Fund Advisory team to develop investment proposals and generate mutual fund and ETF ideas aligned with client and market needs.20

• Prepare high-quality reports and presentations for senior management, investment committees, and commercial teams, covering new product launches, strategic initiatives, and fund recommendations.10

• Produce periodic reporting to monitor and analyze the performance of the mutual fund and ETF universe, including identifying under/overperformance against benchmarks and peer groups.5

• Support the ongoing review and monitoring of the approved mutual fund and ETF universe by identifying inconsistencies or deviations within the security master database.5

• Draft and distribute clear, insightful communications to Bankers and Advisors on recommended universe performance, including rationale for changes (entries, exits, updates, alerts).10

• Act as liaison between the Fund Advisory team and Commercial and Investment areas to ensure effective alignment and dissemination of investment ideas, new products, and initiatives.20

• Contribute to the creation and maintenance of marketing materials that support Fund Advisory efforts and enhance the visibility of offerings on Digital Wealth platforms.10

• Participate in meetings with fund managers to deepen understanding of investment strategies and provide feedback to internal stakeholders.10

• Continuously monitor both solicited and unsolicited holdings across client portfolios to identify opportunities for portfolio optimization and targeted advice.5

• Other duties as assigned or requested by immediate supervisor5

     

Core Competencies

CollaborationTeamwork:
  • Creates a good working environment in the team; works towards shared goals contributing ideas and accepting change
  • Provides assistance and coaches less experienced team members
Relationship Management:
  • Knows who to reach out to inside and outside of one’s team to get work done
  • Takes action to enhance working relationships needed to achieve seamless work flow
Conflict:  • Establishes rapport with all parties in an attempt to diffuse tension
  • Confronts the issue, not the person

OwnershipSelf-Starter:
  • Displays initiative, flexibility and focus to get things done
  • Actively contributes ideas, suggestions, and constructive comments to meetings and discussions
Accountability:
  • Follows through to  meet  commitments to others
  • Takes responsibility for achieving strong results, despite balancing multiple, complex demands
Execution Excellence:  • Organizes and prioritizes workload and tasks for oneself and team members
  • Actively plans ahead for routine and cyclical work 

CommunicationTwo-Way Communication:
  • Communicates in a timely and straightforward manner
  • Probes for additional information, clarifies assumptions, and confirms agreed-upon actions
  • Keeps everyone involved informed about progress and issues
Information Sharing:
  • Uses information and data effectively to support a position and present a rational case
Influencing Skills:  • Takes the time to draw out and understand the underlying interest, concerns and agenda of other parties
  • Presents logical, data-based arguments to convince others

Change OrientationFlexibility:
  • Adapts to change quickly and makes suggestions for increasing the effectiveness of change
  • Appropriately shifts attention and refocuses on new goals as a result of changes in priorities or competing work demands
Support Change:
  • Understands rationale for change and adjusts schedules and tasks to make things work
  • Anticipates and plans for changes in work schedules and assignments
Innovation:  • Initiates creation or modification of  procedures, policies, systems or structures to more effectively meet customer needs and requirements

Problem SolvingProblem Identification:
  • Identifies the component parts of a complex situation or problem and the relationship among variables that are not obvious
Solution Definition:
  • Sees through complexity and detail to get to the critical issues at hand
  • Takes into account the wider context within which problems exist
Resourcefullness:  • Builds and maintains one’s network of contacts and resources and knows who to involve in problem resolution

Customer ServiceCustomer Understanding:
  • Probes in-depth to understand the customer’s business needs
  • Explores and understands the customer's alternatives and decision criteria
Issue Ownership:
  • Addresses customer’s requests, ensures concerns are recorded accurately and action is initiated appropriately
  • Makes extra effort to satisfy customers needs and meet commitments
Customer Satisfaction:  • Assesses problem situations and initiates effective interventions that result in customer satisfaction
  • Takes time to develop and maintain relationships with customers

     

Specialized Knowledge 

• Deep knowledge in mutual funds, ETFs, and investment product. 

• Experience with reporting and visualization tools ( Tableau, medea, T24, qTeseo, etc).

• Knowledge of Bloomberg, Allfunds, advance Microsoft tools (Excel, Power point, Word).

• Good communication and writing skills.

• English and Spanish proficiency.

Job Requirements

EducationBachelor’s degree required or equivalent experience 

Business Experience3-5 years of relevant experience or demonstrated required level of proficiency  

Supervisory / Management ScopeIndividual contributor 

Technical Knowledge• Microsoft Excel, PowerPoint & Word.
• Strong communication skills, verbal and written.
• Goal oriented.
• Flexible and able to work in a fast-paced environment.

Licenses / CertificationsN/A

Languages: English, and Spanish.   

Physical RequirementsDuties are performed in an office environment.  Physical demands could involve any or all of the following: digital dexterity and hand/eye coordination in the operation of office equipment; light to moderate lifting (10-20 lbs.) and carrying of supplies, files, etc; the ability to speak to and hear customers and/or other employees both telephone calling and in person; and body motor skills sufficient to enable the incumbent to move from one office location to another.

Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occassional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer Rights: Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$63,750.00 USD$97,500.00 USD

 

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

 

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.