SMB FP&A Analyst

Posted:
9/19/2024, 2:34:27 AM

Location(s):
San Jose, California, United States ⋅ California, United States ⋅ New York, New York, United States ⋅ New York, United States

Experience Level(s):
Junior ⋅ Mid Level

Field(s):
Finance & Banking ⋅ Sales & Account Management

Workplace Type:
Hybrid

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

We are seeking a proactive and analytical Junior FP&A Analyst to join our Small and Medium Business (SMB) Financial Planning & Analysis (FP&A) team. This role is integral to supporting our rapidly growing SMB segment, which serves approximately 5 million Monthly Active Accounts. As a key member of the team, you will directly support the Director of SMB FP&A, ensuring the delivery of accurate financial analysis, reporting, and insights that drive strategic decision-making across the organization. You will be part of a dynamic team focused on shaping the future of PayPal. You’ll have the opportunity to work on high-impact projects, collaborate with multiple teams, and contribute to the growth of a key segment in our business.

Job Description:

Key Responsibilities:

  • Financial Reporting & Analysis:
    • Develop, automate, and maintain regular financial reports in Excel and PowerPoint to inform commercial and product leaders of our business's performance.
    • Prepare ad-hoc reports and analyses as needed to support dynamic business needs and stakeholder requests.
  • Cross-Functional Collaboration:
    • Work closely with teams across commercial, product, sales, marketing, risk management, analytics, pricing, and other finance functions to gather and share relevant data.
    • Facilitate alignment and information flow between departments to ensure cohesive strategic execution.
  • Decision Support analysis:
    • Provide financial insights to assist stakeholders in optimal decision-making processes.
    • Translate strategic business decisions into financial implications, ensuring they align with budgetary and forecasted expectations.
  • Financial Modeling & Business Cases:
    • Create and refine financial models and business cases to evaluate new projects, partnerships, and initiatives.
    • Conduct back-of-the-envelope math, scenario analyses, or complex financial models that support new business opportunities.
  • Team Support & Surge Capacity:
    • Assist SMB FP&A team members in managing portions of the P&L, providing coverage during peak times and handling ad-hoc requests.
    • Opportunity to evolve into a business partner role as you contribute to projects that could develop into new products or business units for our segment.

Qualifications:

  • Bachelor’s degree in Finance, Accounting, Economics, or a related field.
  • Minimum of 3 years of experience in FP&A, Strategic Finance, Investment Banking, Private Equity, Venture Capital, or related fields.
  • Advanced proficiency in MS Office, particularly Excel and PowerPoint. SQL experience is a plus.
  • Familiarity with FP&A tools such as Oracle, SAP, Anaplan, or similar platforms is advantageous.
  • Strong ability to build and interpret complex financial models in Excel.
  • Self-directed, with excellent analytical and problem-solving skills.

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

-

PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The U.S. national annual pay range for this role is

$43400 to $111980

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

Notice to Applicants and Employees who reside within New York City. Click here to view the notice.

PayPal

Website: https://www.paypal.com/

Headquarter Location: San Jose, California, United States

Employee Count: 10001+

Year Founded: 1998

IPO Status: Public

Last Funding Type: Post-IPO Debt

Industries: E-Commerce Platforms ⋅ FinTech ⋅ Mobile Payments ⋅ Transaction Processing