Senior Backend Engineer

Posted:
4/22/2025, 10:48:34 PM

Location(s):
Karnataka, India

Experience Level(s):
Senior

Field(s):
Software Engineering

Workplace Type:
Hybrid

Pay:
$72/hr or $149,760 total comp

About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

  • Checking and high-yield savings accounts

  • Domestic and international peer-to-peer payments

  • Credit Builder and credit score monitoring

  • Digital wallet / contactless payment solutions

  • Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The role

Software Engineers at OnePay build the products & systems that serve our customers and run our company. Besides writing, reviewing, and shipping code, engineers collaborate with others across the company, from product, design, and data to, customer support, ops, and compliance. Software Engineers at OnePay are highly technical, communicative, and emotionally intelligent.

This role is responsible for:

  • Working closely with other engineers to ship code. We enjoy collaboration and partnering on hard problems. 

  • Building and maintaining documentation. As a growing and remote organization, having the necessary docs are key to our success. 

  • Solving complex problems that arise at scale. We deal with real-world money movement, sensitive financial data at scale, and are creating novel financial mechanics with no real precedent.

You bring

  • Proficiency in TypeScript and experience with NestJS framework, or other JavaScript/TypeScript stacks (e.g., Express, Node.js) for building scalable, maintainable, and high-performance backend applications.4-6 years professional experience building, shipping — and growing — non-trivial products & services.

  • Professional experience building, shipping — and growing — non-trivial products & services

  • We are hiring at all levels of seniority for backend engineers.

  • Passion for your craft and care for the people you work with. You value quality across code, communication, and culture.

  • An act-like-an-owner mentality. We have a bias toward taking action.

  • A desire to keep growing your skills, and an ability to learn quickly. We hope you’ll be here for a while, and there’s no better investment than in our people.

  • The Triple H Factor: Hungry, Humble, Honest

What We Offer

  • Competitive salary, stock options, and benefits from Day 1

  • Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs

  • Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)

  • Monthly transport and work-from-home allowances

  • A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

  • Initial Interview with Talent Partner

  • Technical or Hiring Manager Interview

  • Team Interview

  • Executive Interview

  • Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

ONE Finance

Website: https://www.one.app/

Headquarter Location: Sacramento, California, United States

Employee Count: 251-500

Year Founded: 2022

IPO Status: Private

Last Funding Type: Pre-Seed

Industries: Finance ⋅ Financial Services ⋅ Mobile Apps ⋅ Payments