• At least 3-4 years of experience as a Risk Analyst
• Experience in Fraud Risk and Technology Risk highly desired
• Remote-first opportunity for US-based employees with the option to work in-person out of our Manhattan office

Start your adventure with Zip 

Our Legal Risk & Compliance (LRC) team’s goal is to support Zip's mission of creating a world where people can live fearlessly today by meeting a myriad of ever-changing requirements from a variety of regulatory authorities, banking partners and managing Zip's risks well within our risk appetite. The LRC team encompasses Consumer Compliance, Financial Crimes, Legal, Privacy, Testing & Monitoring and Risk Management specialties. We provide legal, regulatory, compliance & risk management guidance and support across all business areas at Zip by identifying risk and ensuring compliance with industry standards, relevant laws and regulations, industry best practices and corporate policies.

We have an exciting new opportunity for a Risk Partner to join Zip’s US Enterprise Risk team. Reporting to the VP, Risk and Compliance you will contribute to the implementation, embedment, ongoing operationalisation, and monitoring of Zip’s enterprise risk and control management frameworks.

Interesting problems you’ll get to solve

• Using the Zip Risk Management Framework to reinforce risk responsibilities and guide the business in managing risks.
• Operationalising Zip’s Risk Appetite Statement including risk indicators.
• Collaborating and coordinating with functional areas, such as Information Security and Engineering, to monitor risk profiles against and actions to be taken.
• Building and strengthening relationships with business stakeholders to aid in identifying risks and control improvements
• Providing guidance to the business on appropriate controls related to change management  and treatment plans for addressing incidents and control deficiencies
• Conducting monitoring & testing activities over key processes & controls within the business, including Information Security and other technology teams 
• Conducting process mapping exercises, including conducting workshops, documenting process steps, identifying risks and controls.
• Reviewing, updating and enhancing risk frameworks, policies and supporting documents, including Fraud Risk and Technical Risk
• Identifying and collecting data to form risk insights, including key risk indicators, key control indicators and risk appetite metrics.
• Conduct assessment of controls effectiveness and operational design.
• Contributing to reporting provided to Risk Committees (at Management and Board level).
• Risk education, awareness and training
• Promoting Zip’s desired risk culture.

What you’ll bring to the team 

• At least 3-4 years as a Risk Analyst 
• Experience in financial services/consumer banking, fintech/BNPL (desirable)
• Experience in Fraud Risk and Technology Risk highly desired
• A positive mindset paired with a strong bias to action
• An inquiring mind and be fearless with challenging assumptions and the status quo
• Strong written and verbal communications skills
• An ability to build interpersonal relationships with, and influence, key stakeholders across the business
• A can-do attitude
• Commercial solutions to the table – You own it and do it
• Our values in your DNA: Customer First, Own It, Stronger Together and Change the Game

What you’ll get in return

Zip is a place where you’ll get out what you put in. The newness of our sector means we need to move at pace and embrace change, and our promise to you when you join the team is that you’ll feel empowered and trusted to make big things happen quickly. 

We want you to feel welcome and as though you have the support to be yourself, and care for yourself at work. Because it’s important to us that you make the most of the opportunities you’ll get to grow your skills and your career, and be surrounded by smart, friendly people and leaders that have your back.

We think these are just some of the best things about being a Zipster. We will also offer you:

• Flexible working culture
• Incentive programs
• 20 days PTO every year
• Generous paid parental leave
• Leading family support policies
• 100% employer covered insurance
• Beautiful Midtown office with a casual dress code

Zip is committed to a straightforward and transparent pay structure. The actual base salary will be determined by various individualized factors, including job-related knowledge, skills, experience, location, internal equity, as well as other objective business considerations.

The annual base Pay Range for this position is $104,000- $135,000. This range reflects our US national compensation (USN). Additional premium percentages may apply based on our tiered premium strategy.

Subject to those same considerations, the total compensation package for this position may also include other elements, including a bonus and/or equity awards, in addition to a full range of medical, financial, and/or other benefits. 

If hired, employees will be in an 'at-will position' and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Be a part of a team that reflects the diversity of our customers

We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.

Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience. Zip participates in the federal government’s E-Verify program

And finally…get to know us

Zip is a global ‘Buy Now, Pay Later’ company that gives our millions of customers simpler and fairer ways to pay. 

We are proud to be a global business built around our US and ANZ core markets working with merchant partners including Amazon, Best Buy, eBay and Uber. United by our mission, purpose and values - Customer First, Own It, Stronger Together & Change The Game - we are the next generation of payments, helping people across the globe to fearlessly take control of their financial future.

We are Zip, and we are just getting started.

I acknowledge by clicking "Submit Application", that the information provided is true and correct. I also understand that any willful dishonesty may render for refusal of this application or immediate termination of employment. By providing your information, you acknowledge that you have read our Zip Applicant and Candidate Privacy Notice and authorize Zip to process your data subject to those terms

Before you apply, give Zip a try   -> rebrand.ly/check-zip-out

Zip participates in the federal government’s E-Verify program