Analyst, Commercial Banking - SA

• You are passionate about helping customers and seeing them grow

• We value career progression and thrive on work life balance

• Together we can help drive sustainable business growth for our clients

The Commercial Banking team is at the forefront of Business Bank's growth agenda. We are on track to achieve our goal of being number one in this segment, and we are incredibly proud of our frontline team, who have contributed to our success.

See yourself in our team.

In Commercial Banking, we prioritize meeting client needs, serving businesses with annual revenues up to $150 million and commercial debt limits of $50 million for diversified, $100 million for property. Our clients are exceptional businesses, and our experienced banking professionals excel in providing financing solutions, transactional banking, wealth management, risk management, and international trade support.

Join a diverse, collaborative team focused on clients. We’re dedicated to understanding their needs and providing insights and innovative solutions for sustainable business growth. 

Your impact

As a vital member of the Relationship Management team, you'll conduct research and analysis, assessing our client's financial performance and industry insights. You will also perform financial modelling and assess risks and opportunities for new lending and credit increases. 

Do work that matters

• As an Analyst, you will manage complex Commercial Property and/or Diversified transactions within the Commercial Banking team, handling a variety of responsibilities that extend beyond the basics.

• Write, negotiate and manage credit applications for new and existing clients, undertaking due diligence, financial modelling and risk analysis

• Manage the portfolio's data quality, compliance and daily reporting requirements 

• Undertake detailed analysis of client and industry-specific information focusing on the key financial drivers of each client in order to effectively meet their needs

• Identify, research and compile information on new to-bank prospects

• Complete credit submissions and annual reviews to ensure the timely delivery of decisions, documentation and funding to the client and ensure the accuracy of information on source systems

• Prepare pitch packs, and discussion papers for new and existing clients

• Proactively manage the portfolio pipeline and financial reporting

• Support the Relationship Executive in understanding client needs, linking this insight to the client relationship strategy through research, analysis of market data, and knowledge of our product offerings. 

What are we looking for?

Our team thrives on learning from each other and having a healthy work-life balance. We are customer-focused, and we're looking for a team player who is keen to bring their experience and contribute to the growth and success of the team. We anticipate you can demonstrate experience or an understanding of the following:

• Passion for financial analysis skills, including balance sheet and P&L interpretation and/or understanding of property transactions and cash flow modelling.

• Excellent interpersonal skills and the ability to communicate effectively with clients and critical stakeholders, e.g. credit department, Group Lending Services etc.

• Critical Thinking and Ability to quickly grasp complex transactions

• A tertiary qualification

Advertising End Date: 22/10/2024