Join the company defining what it means to be an Impact Lender!

Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender.

At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit.

ROLES AND RESPONSIBILITIES

(Duties and responsibilities may include, but are not limited to the following):

• Lead and scale the national underwriting function, ensuring consistent, high-quality, and compliant loan decisions across all channels.
• Design and implement enterprise-wide underwriting policies, procedures, and quality control frameworks that reflect evolving regulatory and investor landscapes.
• Cultivate a high-performance culture through coaching, mentoring, and professional development of underwriting leaders and staff.
• Establish and monitor KPIs to drive accountability and continuous improvement in productivity, accuracy, and service levels.
• Serve as the enterprise authority on underwriting for Conventional, FHA, and VA loan programs, including manual underwriting.
• Maintain expert-level knowledge of FNMA DU, FHLMC LPA, FHA, and VA guidelines, ensuring timely adaptation to changes.
• Act as the final escalation point for complex loan decisions and exception approvals, balancing risk with business needs.
• Lead responses to internal audits, investor reviews, and regulatory examinations, ensuring full compliance with ATR/QM and other applicable standards.
• Act as a strategic partner to Sales, Processing, Closing, and Technology teams to optimize workflows and enhance customer experience.
• Champion technology adoption and process innovation to streamline underwriting operations and improve scalability.
• Provide scenario support and strategic guidance to field and corporate stakeholders.

REQUIRED SKILLS AND QUALIFICATIONS

(To perform the job successfully, the candidate should demonstrate the following competencies to perform the essential functions of this job.)

• Minimum of 8+ years of residential mortgage underwriting experience.
• Minimum of 3+ years of supervisory or management experience leading a team of underwriters.
• Proven experience underwriting a high volume of Conventional, FHA, and VA loans.
• Active FHA Direct Endorsement (DE) certification is required.
• LAPP/SAR (VA Staff Appraisal Reviewer) designation is required.
• Current and expert knowledge of all relevant agencies (FNMA, FHLMC), FHA, and VA guidelines.
• In-depth knowledge of automated underwriting systems (AUS), such as Fannie Mae’s Desktop Underwriter (DU) and Freddie Mac's Loan Product Advisor (LPA), as well as manual underwriting processes.
• Exceptional leadership, coaching, and team-building skills.
• Strong analytical, problem-solving, and decision-making capabilities.
• Excellent written and verbal communication skills.
• Proficiency in Loan Origination Systems (LOS) like Encompass and automated underwriting systems.

The expected salary range for this position is between:

$250,000.00 - $300,000.00

The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law.

We also offer a benefits package that includes:

• Competitive pay

• Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE

• Retirement plan: 401(k) and Roth

• Paid Time Off: 16 days front loaded. Prorated based on the start date month

• 11.5 paid holidays per year

• Employee assistance program

• Excellent career growth opportunity

• Fun, team-focused working environment

• Employee driven community outreach program

• Relocation packages available

The application window is anticipated to close on:

March 1, 2026

We’re definitely not your average mortgage company. When you’re ready to grow your career AND your impact, we’re ready for you. We’re also one of the nation’s top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at www.movement.com.