Work Schedule: This role will work hybrid 3 days in office and 2 from home out of either Buffalo NY, Wilmington DE, or Bridgeport CT.

Overview:
This role provides senior level expertise in audit engagements that span multiple portfolios which require in-depth business and risk knowledge to properly assess associated risk and controls. Specifically, this role will be focused on expertise and coverage surrounding emerging consumer compliance regulatory risk (e.g., Fair Lending; UDAAP; Privacy; etc.).

Primary Responsibilities:

• Stay abreast of best practices, industry developments, and changing or emerging risks and consult on audits related to fair and responsible banking. Specifically, leveraging expertise to ensure the appropriate coverage across the Consumer Bank audit teams.
• Successful Audit Plan Completion
• Owning the assurance strategy for the consumer domains, specific to consumer regulatory compliance.
• Supervision and ownership of the auditable entities specific to consumer compliance.
• Participate in the execution of audit procedures, including documentation and review of testing, particularly those which are highly visible and complex in nature, in a risk-focused manner while maintaining independence and adhering to department and professional industry standards. 
• Analyze audit findings, particularly those that require complex judgment or sophisticated analytical thought, and propose creative and pragmatic solutions to the audit team for consideration in the final audit report.
• Drive audit teams in the planning and execution of validation procedures for Internal Audit and Regulatory issues that require subject matter expertise.
• Organize and complete work within established budgets and time frames with minimal direction from audit management.
• Incorporate the use of data analytics throughout all phases of the audit process.
• Inform and clearly demonstrate support for the department’s strategic objectives.
  Leadership, Decision Making, and Communication
• Possess strong management and interpersonal skills, make sound decisions independently, exhibiting initiative and intuitive thinking.
• Proactively communicate with senior management members of the audit team and line of business senior and executive regarding the status of audits and potential issues identified.
• Build strong partnerships with business stakeholders and audit team members.
• Demonstrates strong judgment, political astuteness, and sensitivity to cultural diversity. 
  Developing Others
• Coach and mentor junior audit team members through knowledge sharing, tailoring the approach based upon their skills and experience.
  Other Responsibilities
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Promote an environment that supports diversity and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators, as applicable.
• Complete other related duties as assigned.
   

Supervisory/ Managerial Responsibilities:
May provide coaching opportunities for certain audit professionals but is not responsible for performance management, compensation planning, or other similar duties.

Education and Experience Required:

• Bachelor’s degree, preferably in Accounting, Business, Finance, Technology, Cybersecurity, Mathematics, Statistics or other related technical field and 7 years of relevant experience, inclusive of 2 years of work leadership experience. In lieu of degree, a combined minimum of 11 years higher education and/or work experience including 7 years of relevant work experience and 2 years of work leadership experience.
• Demonstrates strong judgment, political astuteness, and sensitivity to cultural diversity.
  Possesses strong project management and interpersonal skills, makes sound decisions, exhibiting initiative and critical thinking.
• Specific subject matter expertise regarding internal audit disciplines, as well as expertise in fair and responsible banking

• Effective negotiation skills, a proactive and 'no surprises' approach in communicating issues and strength in sustaining independent views.
  This individual must be an articulate and effective communicator, both orally and in writing, with an energetic, charismatic and approachable style.

Education and Experience Preferred:

• MBA or Master’s degree in an appropriate field preferred.
• Related certifications (CPA, CIA, CISA or similar); preferably a CRCM
• Financial Services Industry experience preferred; preferably internal audit fair and/or responsible banking experience.

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M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $100,611.94 - $167,686.57 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America