Join the company defining what it means to be an Impact Lender!

Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender.

At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit.

RESPONSIBILITIES

(Duties and responsibilities may include, but are not limited to the following):

• Responsible for evaluating and assessing the risk of Prime, Jumbo & Non-QM mortgage loan scenarios to ensure they meet company policies, investor guidelines, compliance, and industry regulations
• Serve as the primary point of contact for the scenario desk, addressing inquiries            encompassing a wide range of topics, including:
  • Responding to asset-related questions
  • Clarifying occupancy-related issues
  • Title, Appraisal and Insurance questions
  • Provide upfront Income analysis for the following:
    • Wage/Salary
    • Self-employment
    • RSU
    • DSCR calculations
    • Asset Depletion
    • Bank statement
    • Other variable types of Income
• Work with Product development on Program offerings and launches
  • Handle Investor updates
  • Manage Program matrices and Sales support tools
  • Training Sales partners and underwriting department on Investor programs
• Communication to Sales/Team members Income analysis results
  • Log and track all income review requests

• Support Underwriting, Credit Policy and Product Development with tasks that arise    surrounding the scenario desk including (but not limited to):
  • Investor relations
  • Collaboration with other departments
• Assist Team Lead with tasks that arise surrounding the scenario desk including (but not limited to):
  • Facilitate the preparation of Exception requests received upfront on the inbox to review prior to escalating to Team Lead to ensure loan parameters meet general guideline requirements aside from variance outside guides being requested
  • Help develop resource tools to increase productivity and proficiency
  • Triage and escalate difficult/advanced questions to Team Lead
• Train on and increase knowledge of loan programs, to provide additional scenario coverage on desk for the following programs:
  • DSCR (Debt Service Coverage Ratio)
  • Bank statement programs
  • Asset depletion programs
  • NON-QM products
  • Jumbo products
  • New products that are rolled out on new Investor loan programs

QUALIFICATIONS

(To perform the job successfully, the candidate should demonstrate the following competencies to perform the essential functions of this job.)

• At least 5 years of Prime, Jumbo, NON-QM and Conventional underwriting experience
• Strong proficiency in Microsoft Office (Outlook, Word, Excel, One Drive) and Adobe Acrobat,       navigating the internet, and generally tech savvy.
• Knowledge of Investor guidelines and overlays
• Meeting company turn times and metrics
• Navigation of multiple Investor portals
• Meticulous with a focus on accuracy, demonstrating extreme attention to detail and critical thinking
• Demonstrate a history of effective, proactive, and precise verbal and written communication
• Demonstrate organizational skills and ability to prioritize, multi-task, manage time, problem solve, and work independently in a fast-paced environment
• Initiative-taking attitude towards learning and staying updated on industry standards and development
• Professional, friendly, courteous, positive, collaborative, and client-centric that supports         multiple departments.

PREFERRED QUALIFICATIONS

• Jumbo & Non-QM experience preferred
• Experience with MD (Mortgage direct)
• Ability to triage and prioritize tasks effectively

PREFERRED EDUCATION

• High School Diploma or Equivalent
• Five (5)+ years of underwriting conventional underwriting experience in a Correspondent          environment

The expected salary range for this position is between:

$90,000.00 - $119,400.00

The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law.

We also offer a benefits package that includes:

• Competitive pay

• Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE

• Retirement plan: 401(k) and Roth

• Paid Time Off: 16 days front loaded. Prorated based on the start date month

• 11.5 paid holidays per year

• Employee assistance program

• Excellent career growth opportunity

• Fun, team-focused working environment

• Employee driven community outreach program

• Relocation packages available

The application window is anticipated to close on:

December 30, 2025

We’re definitely not your average mortgage company. When you’re ready to grow your career AND your impact, we’re ready for you. We’re also one of the nation’s top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at www.movement.com.