Role: Life Insurance Sales Agent (Licensed & Unlicensed Candidates Encouraged to Apply) 

Employment Type: Full-Time with Benefits 
Work Arrangement: Field-Based Role 

The Career Opportunity 

As a Kemper Life Insurance Sales Agent, you’ll build trusted relationships with customers through personal, face-to-face interactions. Agents are assigned a defined territory (called an agency) that includes an established book of business, allowing you to begin earning income immediately while you grow through new sales. 

Already Licensed? 

If you are already licensed, you’ll transition quickly into the field, receive an existing customer base, and begin earning commissions right away. 

New to Insurance? 

No license? No problem. For unlicensed agents, your journey begins with paid training. We provide the study tools, education, and professional support needed to help you prepare for and pass your licensing exams. You’ll earn while you learn and once licensed, you’ll be assigned your own book of business. 

Our pay-for-performance compensation model means your income grows as your skills and sales grow. With every new policy sold, you increase your monthly earnings, there’s no cap on your potential. 

If you’re motivated by helping others, building relationships, and serving underserved communities, this is more than a job—it’s a career with purpose. 

Why Agents Choose Kemper 

• 100+ years as a trusted, specialized insurer 

• Full-time role with benefits and strong work-life balance 

• Field-based autonomy with control over your schedule and territory 

• Pay-for-performance compensation with uncapped commissions 

• Established books of business to help you earn income faster 

• Mission-driven focus on serving modest-income families 

What You’ll Do 

• Conduct sales presentations, recommend products, and close new business 

• Prospect for new sales opportunities within your territory 

• Build and maintain strong customer relationships through scheduled home visits 

• Collect premiums on a pre-arranged schedule that you help determine 

• Respond to service requests such as beneficiary changes, claims, and policy loans 

• Complete required record keeping, premium accounting, and policy documentation 

Agent Expectations 

• Grow your assigned territory through consistent new sales 

• Build trust and long-term relationships with customers 

• Commit the time and effort needed to succeed in a field-based role 

• Pursue ongoing professional development in insurance products and sales skills 

Training & Licensing Support 

• Licensing Preparation: Free access to study materials and professional guidance to help you pass required exams 

• Onboarding & Training: A structured development program including self-study, classroom instruction, and field mentoring with your Sales Manager 

• On-the-Job Training: Earn a paycheck while gaining hands-on experience in the field 

Licensed Agent Bonus Program 

New agents who are fully licensed to sell all Kemper Life products may be eligible to earn up to $4,750 in bonuses during their first year, including: 

• $750 bonus upon hire and assignment to an agency 

• $1,500 bonus after six production months 

• $2,500 bonus after 12 production months 

To qualify, agents must maintain a $200 average monthly issued premium and remain an active employee in good standing. Agents must be fully licensed in their resident state. Program not available to rehires or agents with temporary licenses. 

Minimum Qualifications 

• Customer service or sales experience preferred 

• Must be at least 18 years of age 

• Valid driver’s license with required auto insurance coverage 

• Dependable vehicle for daily travel 

• Ability to pass a background check, motor vehicle report, and drug screening 

• Authorization to work in the United States 

Benefits 

Kemper offers a comprehensive benefits package, including: 

• Major Medical and Dental Insurance 

• Group Life Insurance 

• Short-Term & Long-Term Disability 

• 401(k) with Company Match 

• Paid Vacation 

• Employee Stock Purchase Program 

Opportunity is knocking.  Now is the time to answer. 

Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination. Kemper is focused on expanding our Diversity, Equity, and Inclusion efforts to align with our vision, mission, and guiding principles.

Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee. 

Kemper will never request personal information, such as your social security number or banking information, via text or email.  Additionally, Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates.  If you receive such a message, delete it.