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Overview of the Department/Section

MUFG's Leveraged Finance group provides product expertise in the origination, structuring and execution of LBOs for private equity sponsors. 

The Leveraged Finance group also works with relevant coverage and product functions within the bank to assist in executing our broader Financial Institutions strategy to maximise cross-sell amongst private equity sponsor clients and their portfolio companies.

Leveraged Finance works collaboratively with MUFG’s Global Sponsor Coverage teams, Mid Market Direct Lending team and the Leveraged Capital Markets team to deliver financing solutions and to maximise revenue opportunities in EMEA.
 

This role is for an Associate within the Leveraged Finance Portfolio Management team, which is responsible for the monitoring and management of the leveraged loan exposures originated by the group.

Number of Direct Reports

None

Main Purpose of the Role 

• Ongoing monitoring and management of a portfolio of non-investment grade, financial sponsor-backed financings originated by Leveraged Finance
• Execute refinancing and cross-sell opportunities with portfolio borrowers in conjunction with Leveraged Finance Origination, Private Equity Sponsor Coverage, Capital Markets, Corporate Relationship Managers and other relevant internal counterparties

Key Responsibilities

• Conduct the monitoring of credit quality for a portfolio of assets via management information and internal and external research sources to ensure covenant compliance and early identification of performance variances to budget and base cases
• Undertake credit analysis of portfolio companies including sensitivity scenarios and key ratios analysis (including where appropriate review of credit rating agencies' reports), and make informed judgements on financial viability and liquidity to advise decision making at senior management level
• Proactively develop, recommend and execute actions relevant to effective portfolio risk management, including partial / full asset disposals and portfolio top-ups
• Undertake the timely preparation of high-quality borrower credit reviews, monitoring analysis, waiver / consent requests and secondary trading proposals for submission to credit department, and other internal processes as appropriate
• Take responsibility for data integrity and, in partnership with the credit analysis team, assist in preparation of internal portfolio reporting and analysis
• Work with relevant internal counterparties to mine the existing portfolio to identify refinancing and cross-sell opportunities
• Support all aspects of deal execution as may be required during the development and execution of a mandate for existing portfolio borrowers
• Build relationships throughout MUFG to establish a peer network, gather relevant information and help to ensure effective inter-departmental collaboration
• Build relationships at the appropriate business levels to create and maintain trust with corporate clients and partner banks on transactions
• Support Corporate Relationship Managers to maintain an ongoing dialogue with clients to maximise MUFG's opportunities to win future business.
• Manage non-financial risks related to the client base, e.g. conducting timely ongoing checks for clients in line with internal and external processes and procedures
• Engage with Internal Audit and their regular audit processes to ensure positive outcomes for the Leveraged Finance team

Work Experience

• Experience working within a banking / advisory or transactional environment
• Basic understanding of LBO structures and instruments
• Good experience with Excel and ideally financial modelling (particularly LBO and credit ratings)
• Experience in execution of transactions (including credit process) within tight timeframes is advantageous
• Understanding of credit analysis and due diligence
• Comfortable working in different cultures and capable of flexing style to accommodate our client base

Skills and Experience

Functional I Technical Competencies:

• Understanding and preferably practical experience of financial modelling
• Understanding of LBO transaction structures
• Basic knowledge of loan documentation
• Familiarity with the key elements of credit analysis
• Basic negotiation skills with internal partners
• Proven ability to effectively manage tight deadlines and different stakeholders
• Basic knowledge of leveraged debt capital markets and M&A dynamics
• Familiarity with corporate finance principles and preferably accounting knowledge
• Good working knowledge of Microsoft Office, particularly Excel and PowerPoint

Education I Qualifications:

Essential

• Degree level education or equivalent qualifications

Personal Requirements

• Excellent attention to detail and accuracy
• Strong communication and interpersonal skills
• Results driven with a strong sense of accountability
• Proven ability to manage self to deliver outputs in a timely and reliable manner
• A structured proactive, motivated and logical approach to work
• Ability to operate with urgency, manage large workloads and tight deadlines when needed, and to prioritise work accordingly
• Collaboration and teamwork skills
• Strong decision making skills, the ability to demonstrate sound judgement
• Strong numerical skills
• Excellent Microsoft Office skills

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.