AMLSpecialist - Compliance - Zinia

Country: Spain

Zinia is the new checkout lending platform of the Santander Group. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way, powering merchants across Europe using technology from Openbank and Santander Consumer Finance.

 This is an exciting opportunity to make your contribution over a growing market within the business areas of lending, cobranded credit cards and buy-now-pay-later with a solid expansion across different countries with global leading merchants.

 Zinia leverages the technological resources and expertise of Openbank, the digital-native bank of the Santander Group, which is currently rolling out its international expansion plans. Through a simple and flexible banking model, Openbank offers customers the possibility to manage their finances on the website or app.

Mission and responsibilities:

Define and implement Compliance requirements for Zinia

The main tasks of this position will be the following:

• Review the onboarding requirements, and factors that have to be taken into account in the assignment of the risk level of the direct clients and merchants.
• Analyze the AML clauses that should be included in contracts signed  within the framework of the referred projects.
• Management of the relations with the teams involved in these projects in the different countries, being in AML areas or others departments, such as risk or fraud area. 
• Assure that procedures followed are consistent with those stated by Corporation and Openbank.
• Report of relevant ratios and figures that show evolution of risf cases identified and reported.
• Analyze the applicable AML rules in the different regulations in order to ensure that no supervisory risk is being assumed.

To be successful in the role you must have:

•  Degree in Law and Business Administration.
• 5 to 7 years of experience in a similar role.
• English level C1

What do we offer?

- Joining a dynamic and agile company undergoing international expansion.

- Working in start-up mode with the support of the Santander Group.

- Competitive remuneration and attractive benefits package.

- Possibility of growth within the company and the Group.

- Collaborating on international projects in different countries.

- Excellent work environment, social clubs and frequent events.

Would you like to grow with us? Join our team!

Openbank / ODS  is an equal opportunity employer. All applicants will be considered as equal without paying attention to gender identity, sexual orientation, ethnicity, religion, age, political orientation, union membership nor disability status.

We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify, and build.

The personal data you provide as well as any data generated during the selection process are confidential and will be processed by Open Bank, S.A./ Open Digital Services, S.L. with registered office at Plaza de Santa Bárbara 2, 28004 (Madrid), for the sole purpose of managing your participation in the selection processes and, where appropriate, to formalise your recruitment.  

For further information about your rights and data protection, please read the ODS/Openbank Privacy Policy applicable to this type of data processing here.