Octane is unlocking the power of financial products for merchants and consumers. Our cutting-edge technology and innovative financial products empower businesses with more control and flexibility, enabling them to deliver seamless digital experiences, drive customer loyalty, and build long-term value.  

Octane supports merchants throughout the sales cycle: connecting dealerships with high-intent buyers, driving transparent, fast, and easy closings with award-winning technology, and providing on-going customer care with superior loan servicing.

Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, and has a team of over 600. Visit www.octane.co.

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The FP&A team is a strategic partner to executive leadership, providing the financial analysis, forecasting, and decision support that drive business performance. We're seeking a Director, Financial Planning & Analysis to lead our valuation and finance analytics function.

This role will own the company's fair value framework, loan-level forecasting, servicing asset analytics, and other complex financial models supporting reporting and strategic decision-making. The Director will also serve as the primary finance partner for several corporate functions. From helping leadership understand budget performance, to identifying risks and opportunities, to strengthening financial discipline across the organization.

The ideal candidate pairs strong technical accounting and valuation expertise with exceptional financial modeling skills and the ability to translate complex concepts for senior executives.

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Responsibilities 

• Fair Value & Financial Modeling 
  • Own monthly and quarterly fair value analyses for the company's loan portfolio and servicing assets
  • Develop, maintain, and enhance DCF models supporting fair value measurements
  • Partner with Accounting, Capital Markets, and external auditors during monthly close
  • Evaluate and recommend updates to valuation assumptions, including credit losses, prepayment rates, recovery rates, funding costs, servicing costs, and discount rates
  • Support audit requests and valuation documentation
• Core FP&A Responsibilities
  • Build analytical tools to evaluate current and future financing strategies and stages
  • Partner with stakeholders and financial systems to improve forecast accuracy and scale forecasting/reporting workflows
  • Develop financial models and insightful presentations to support strategic initiatives and executive decision-making
  • Analyze profitability across products, channels, and customer segments
  • Enhance reporting capabilities using Power BI, SQL, Excel, and other financial systems

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Requirements

• 8–12+ years in FP&A, valuation, investment banking, consulting, Big Four, or financial institutions
• Strong understanding of GAAP and financial statements
• Advanced Excel modeling skills
• Proven track record building discounted cash flow models
• Skilled in fair value measurements or other valuation methodologies
• Strong analytical and problem-solving abilities
• Excellent communication and presentation skills
• Comfortable working cross-functionally with Accounting and executive leadership
• Nice to have:
  • Background in specialty finance, fintech, banking, or consumer lending
  • Familiarity with ASC 820 Fair Value measurements
  • Knowledge of servicing assets or mortgage/loan servicing
  • Proficiency with SQL, Power BI, or other BI tools
  • NetSuite experience

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Compensation

The role described above offers a base salary of $170,000 to $230,000. Your offer will be based on the alignment of your qualifications with the requirements of the job, location and internal equity.  In addition to the above-mentioned salary, Total Rewards include a corporate bonus program, stock option package, and benefits as outlined below.

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Benefits:

• Robust Health Care Plans (Medical, Dental & Vision)
• Generous Parental Leave
• Flexible Time-Off (FTO)
• Retirement Plan (401k) with company match!
• Educational Assistance/Tuition Reimbursement up to $3K/year 
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability
• Robust Ancillary benefits including accident insurance, hospital insurance, etc
• Wellhub (Gympass) Wellness Benefit
• Recreational Safety Benefit

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Disclaimer:  The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification.  They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.  All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.