RAC’s vision is for a safer, sustainable, and connected future for Western Australians. For more than 115 years, we’ve worked with our members and the community to create change for the better. 

RAC Finance (RACF) specialise in market leading finance products and services ranging from personal loans, investment notes and property development finance loans.  

What will you be doing?

In your role as Personal Loan Assessor (Personal Finance Consultant), you will be responsible for providing valued services to achieve more for our members through assessing personal loan applications. In this decision-making role, you will assess loan applications against RAC Finance Credit Policy to make responsible lending decisions within specified timeframes and delegated authority. In addition, you will be;

• Conduct member discussions (inbound/outbound calling) to understand financial information provided on loan applications to support pre-approval or decline decisions

• Proactively keep members informed of loan progress, outcomes and complete follow up calls to progress loan applications to settlement

• Analysing all data and complete necessary credit assessment checks, to ensure an acceptable level of risk, complying with all legislative requirements including the National Credit Code

• Achieve credit assessment targets in accordance with credit policy and procedure

What will you bring to the role?

• Previous loan assessment experience is required (banking or finance industry experience preferred) 

• Experience in a customer service role

• Strong communication skills

• Sound understanding of the national credit code, responsible lending obligations and Privacy Act

What we offer you 

Better Journeys Begin at RAC. A career at RAC is more than just a job. We are passionate about our people, and we strive to create an environment that fosters their growth, our culture, and diversity and inclusion for all.  

• Our People are members first. Our people feel valued, respected and recognised 

• Be empowered to learn – professional career development and training provided 

• RAC recognise the value of flexible work

• Generous discounts on home, contents and car insurance plus free roadside assistance  

• In-house Health and Wellness programs  

• Community Volunteering program  

• An established Diversity & Inclusion strategy  

• A very active Social Club - join one of the most active social clubs in Perth with over 900 members 

Please note: We encourage you to apply as soon as possible, as RAC reserves the right to close this vacancy without notice.