We’re seeking someone to join our team as an Associate in Credit Risk Team.

In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyse and monitor risks and lead key regulatory initiatives.

Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world

What you’ll do in the role:

• Conduct in-depth valuation reviews for residential properties used as collateral.

• Analyze market data, comparable sales, rental trends, and economic factors to assess property values accurately.

• Review third-party appraisals for accuracy, consistency, and adherence to valuation standards.

• Identify potential risks in collateral valuations and escalate to appropriate authority to mitigate those risks.

• Ensure compliance with regulatory guidelines and internal risk management policies.

• Contribute to the development and enhancement of valuation methodologies, tools, and processes.

• Stay updated on industry trends, market dynamics, and regulatory changes to ensure best practices.

What you’ll bring to the role:

• 3+ years work experience in financial services industry

• Detail oriented, with exceptional analytical skills.

• Strong sense of urgency required with ability to multitask in a dynamic, demanding environment.

• Ability to Work well with little supervision receptive to feedback and training intended to improve employer's ability to perform at increasing levels of independence.

• Well organized and able to work in a fast-paced environment.

• Possess excellent oral and written communication skills.

• Possess strong problem identification and solution techniques.

• Good collaboration skills in a team-oriented environment

• Bachelor's Degree and previous experience in US Residential Mortgage preferred.

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years.  Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background.  Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.