Our credit analysts are located in seven regional underwriting offices supporting approximately 30 origination offices throughout the country. U.S. Bank’s Commercial Real Estate platform is one of the largest in the United States. We deliver a comprehensive set of financing solutions to institutional, public, and private commercial real estate investors, including lines of credit (working capital, subscription, repurchase) and project debt (construction, bridge, term) to acquire, construct or rehab property types including multifamily, industrial, office, retail and more.

What you’ll do

Our 10-week paid internship will provide you with the foundation on how to conduct analysis of financial statements, assessment of credit requests, and delivery of recommendations tied to analysis and assessment of credit risk. You will receive accelerated learning and skill development through a mix of on-the-job training, mentorship, a community of peers and advisors, and a pathway to our full-time Credit Analyst Development Program upon graduation.

As a Credit Analyst Intern, you will:

Get hands-on experience working on projects that impact the business such as:

• Underwrite, structure and present a new loan opportunity as part of the intern Capstone project.
• Assist in completing quarterly trending reports (QTR) and annual reviews of existing clients.
• Support senior credit analysts in underwriting new business opportunities, financial spreading, risk rating loans, and calculating various financial metrics.
• Measuring, monitoring, and testing a wide variety of financial covenants as specified within credit approval documents.
• Reading and interpreting relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system.
• Analyzing financial statement results and preparing reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration.
• Interacting with clients as appropriate; attending meetings with companies in the supported portfolio.

Develop technical and business acumen through training, mentorship, and exposure to senior executives.

Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops.

Who we’re looking for

We’re looking for talent with demonstrated leadership capabilities, strong work ethic, and intellectual curiosity.

Basic qualifications:

• Pursuing a bachelor’s degree with a target graduation date of December 2025 or May 2026
• Basic understanding of Financial/Accounting terms, concepts, and applications
• Ability to start internship program on June 9th, 2025

Preferred qualifications:

• GPA of 3.0 or above 
• Strong written and verbal communication skills
• Well-developed analytical skills
• Acute attention to detail
• Ability to work well under pressure and time constraints
• Ability to work equally well in a team environment and independently, exhibiting initiative, ownership, and flexibility
• Ability to work well under pressure and time constraints
• Effective oral and written communication skills 
• Proficient in Word, Excel, and PowerPoint 

Working model and hours:

This role is hybrid. Interns who are in a hybrid role typically spend three days a week at the listed U.S. Bank location(s), while having flexibility on their work location for the other working days.

Interns work approximately 40-hours each week during the internship.

Internship benefits

• Meaningful, hands-on work that impacts the business
• Networking opportunities with senior leadership, U.S. Bank team members, and interns
• Potential for a fulltime offer upon graduation into a development program