The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

As a Technical Product Manager in the Credit Risk Team, you will be responsible to build innovative and scalable solutions for Credit Risk Platform to enable growth, revenue and effectively mitigate risk losses. We create cutting-edge solutions to mitigate financial risk and maximize profits while enabling creation of Consumer and Merchant credit products that our customers love.

Job Description:

Your way to impact

• Understand business needs and end-to-end customer experiences when building platform solutions
• Effectively partner with cross functional teams on major business and platform initiatives
• Effectively translate business needs into technical documents that the engineering team can leverage into solutions
• Master the Credit Business space in order to define a roadmap, product requirements and measurable outcomes
   

Your day-to-day

• Responsible for owning a product roadmap leading from discovery to delivery
• Define product requirements and lead successful execution of initiatives
• Work closely with Business strategy partners to determine trends and identify opportunities
• Engage closely with engineering and architecture in agile methodology to help determine the best technical implementation/design while balancing time-to-market needs
• Partner with cross-functional teams at PayPal and external partners to design, build, launch new product capabilities
• Use A/B Testing, analytics, market research, usability studies, and competitive analysis to drive decision making
• Define and proactively monitor key performance metrics to support and make product decisions
• Partner with Legal, Privacy, and Compliance teams to ensure the products we deliver are within regulatory boundaries.

What You Need To Bring

• Bachelor's in Computer Science or related technical field, MBA or MS preferred
• Minimum 5 years of experience dealing with technical problem solutions as a product manager.
• Typically requires a minimum of 6-7 years of related experience with a Bachelor’s degree; or 4-5 years and a Master’s degree; or PhD with 3 years experience; or equivalent experience.
• Strong in Analytical skills - Proficient in query languages such as SQL, Python
• Proven track record for building, launching, and maintaining high-scale, successful products
• Excellent communication and presentation skills – written and verbal
• Innovative, entrepreneurial, ability to multi-task
• Highly motivated, goal driven, can-do approach, curious and open minded

Subsidiary:

PayPal

Travel Percent:

0

-

PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The U.S. national annual pay range for this role is

$84500 to $204600

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.