Work Flexibility: Remote or Hybrid or Onsite

The Credit Analyst/Lease Syndication Analyst establishes and maintains relationships with external loan syndication/funding bank partners, coordinates syndication efforts, works with the assigned Regional Financial Manager, Stryker Business Unit Sales Representative, and other departments within Flex on syndication deal structures and provides documentation negotiation support. The Credit/Syndication Analyst is directly involved in the coordination of underwriting and decisioning of lease transaction with Lending Partners, provides detailed analysis of customer financial data and industry trends for leases to be held by Stryker as well as performing other credit investigations including direct customer interviews as necessary.  The Credit/Syndication Analyst will maintain relationships with outside funding sources to ensure transactions are funded quickly and efficiently.  

What you will do:

• Perform necessary credit investigation, to include financial analysis, on lease and loan requests to either render a final credit decision or prepare credit packages for submittal to lending partners or internal stakeholders for decisions
• Develop and maintain relationships with partner banks to facilitate loan participation
• Help to drive decisions on which lending partners would be the best fit for the subject participation
• Negotiation of credit documents with lending partners
• Screen potential business deals by analyzing deal requirements and financials
• Works with technical staff and other internal colleagues to meet customer needs
• Provide operational support and assist in syndication funding and tracking of the transaction pipeline
• Identify and oversee the implementation of new initiatives to further the development of a robust and scalable end-to-end syndications business
• Serve as a primary interface with Stryker Sales, Regional Managers, customers, and funding sources on day-to-day credit operations
• Serve as proactive strategic partner for internal sales teams to help maximize positive customer outcomes
• Provide various reports as needed for business performance management
• Ensure accuracy of proposed structures and finance pricing by verifying that the proposed structure, finance discounts, and transaction pricing are accurate and acceptable to lending partners
• Assist the internal Stryker Flex Financial group in obtaining final purchase orders from lending partners
• Manage the flow of the transactions as a central point of contact between Stryker Flex Financial's internal and external sales force and lending partners
• Assure Stryker Corporation-funded transactions are within the terms of its vendor partner program agreements

What you need:

Required:

• Bachelor’s degree; Accounting, Business, Finance or related discipline preferred
• 4+ years of professional experience
• Commercial underwriting or business credit analysis experience within a bank, leasing organization, or finance company

Preferred:

• Completion of formal bank or corporate credit training program
• Loan or lease structuring experience
• Experience in the Healthcare/Medical Industry is preferred
• Knowledge of legal terms for lease and finance-type structures
• Knowledge of D&B, PayNet, and Corporation Service Company

$69,100- $139,600 salary plus bonus eligible + benefits. Individual pay is based on skills, experience, and other relevant factors.

Travel Percentage: 10%

Stryker Corporation is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, ethnicity, color, religion, sex, gender identity, sexual orientation, national origin, disability, or protected veteran status. Stryker is an EO employer – M/F/Veteran/Disability.

Stryker Corporation will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.