Junior Underwriter

This Junior Underwriter role will be an ideal opportunity to develop your experience and expertise in underwriting.

Make your mark in Underwriting

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

• Evaluate risks, refer analysis for underwriter approval and quote with underwriter supervision to increase production on profitable lines of business.

• Understanding of key business drivers to drive profitability by increasing policy retention and new business results.

• Negotiate internally and externally the underwriting of accounts and analyze financial statements, applications, and other supporting documents. Request additional information to insurance brokers to analyze the risk if it was deemed relevant.

• Determine the acceptability of the risk and appropriate premium for coverage offered in accordance with the established underwriting guidelines.

• Strong communication, networking and relationship building skills to integrate with our key brokers and provide excellent service.

• Provide support in the training of Brokers and Insureds about our products.

• Contribute to operational efficiencies.

• As a junior member of the team, you will be expected to learn our high standard of customer service to brokers and clients – being mentored by senior colleagues while building your broker network.

What you’ll need to succeed

• Bachelor’s Degree in Business Administration (Finance or Accounting Preferred)

• This position suits candidates with some exposure to underwriting concepts.

• Proficient in Adobe and MS Excel, Word, Powerpoint and Outlook.

• Excellent communication skills in English and Spanish including verbal, written and negotiation.

• Interpersonal and teamwork skills.

• Analytical skills, organized, proactive and detail oriented is a must.

Ready to step up to new challenges? We would love to hear from you.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to [email protected].  

UW - Underwriting

Estimated Travel Percentage (%): No Travel

Relocation Provided: No

AIG Insurance Company - Puerto Rico