At Citi, we get to connect millions of people across hundreds of cities and countries every day.  And we've been doing it for more than 200 years.  We do this through our unparalleled global network.  We provide a broad range of financial services and products to our clients – whether they be consumers, corporations, governments or institutions – to help them meet their biggest opportunities and face the world's toughest challenges.

Shape your Career with Citi

Citi’s Risk Management organization oversees Citi’s risk governance framework and risk appetite, ensures all risks generated by the firm’s businesses are measured, reviewed, and monitored on an ongoing basis.

We’re currently looking for a high caliber professional to join our team as Senior Vice President, Credit Risk Approver - Hybrid (Internal Job Title: Credit Portf Senior Officer I - C14) based in Sydney, Australia.  This role is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally. The successful candidate will work as a second line of defence Independent Senior Credit Risk approver for the Citi Commercial Bank portfolio in Australia.

Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.  For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• We empower our employees to manage their financial well-being and help them plan for the future.

• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.

In this role, you’re expected to:

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

• Lead key business projects and the implementation of initiatives related to policy governance and manage policy exceptions/approvals and entries

• Focus on process improvement and creating efficiencies by ensuring an effective approach and partnership with Audit management and apply consumer risk function knowledge (e.g., scoring and segmentation techniques and their uses)

• Conduct gap analyses and remediation work of any misalignments for policy changes

• Ensure test and significant credit changes are adequately reported and tracked and Peak Ending Net Receivables (ENRs) are adequately approved and stored systemically

• Provide regular feedback on all initiatives, tracking, reviews and reporting emerging trends and opportunities to senior management

• Establish cross-functional partnerships and networks to contribute to and execute cross-functional and business initiatives, such as developing/maintaining infrastructure through partnership with the Centralized Risk Infrastructure team

As a successful candidate, you’d ideally have the following skills and exposure:

• 10+ years of experience in credit risk management or equivalent training and experience preferably in the financial services industry

• Prior experience in dealing with structured corporate finance transactions within Mid-market and/or Institutional Banking is preferred.

• Analytical skills and in-depth financial knowledge of balance sheet analysis is mandatory.

• Good industry knowledge and experience in lending to Corporate/ Institutional clients is a requirement.

• Excellent communication skills required in order to negotiate internally, often at a senior level.

• Ability to work across cross-functional projects is required.

• Working knowledge MS Office software proficiency required

• Consistently demonstrate clear and concise written and verbal communication

• Demonstrated ability to view data holistically and remain detail oriented to synthesize, prioritize and deliver results with urgency

• Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation and strategic skills

• Proven ability to obtain support and buy-in across a wide range of internal and external audiences

• Demonstrated work ethic and influencing skills

• Bachelor's degree/University degree or equivalent experience

• Master's degree preferred

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

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Job Family Group:

Risk Management

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Job Family:

Credit & Portfolio Risk Management

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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