Axos Bank

Target Range:

$68,000.00 /Yr. - $81,000.00 /Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

Axos Bank is seeking a Deposit Systems Analyst who is responsible for maintaining, administering, and optimizing the Bank’s deposit system platforms. This role collaborates closely with Deposit Operations, IT, Risk, Compliance, and external vendors to ensure system accuracy, availability, and regulatory compliance, while supporting product configurations, system enhancements, operational risk controls, and cross functional projects impacting deposit systems.
This is a hands-on, high-visibility role suited for someone who thrives in a fast-paced environment, enjoys solving complex system challenges, and is passionate about building strong operational foundations for banking products.

Responsibilities

• Maintain and update deposit system parameters, including product configurations, fee structures, limits, and account settings.
• Partner with IT and vendors to implement system enhancements, ensuring proper testing and documentation.
• Ensure all changes follow Bank change management protocols and audit requirements.
• Serve as subject matter expert for deposit products and core system behavior.
• Troubleshoot transactional, configuration, and access issues escalated by Deposit Operations teams.
• Collaborate with business partners on new product rollouts, ensuring systems support required functionality.
• Conduct ongoing monitoring of system exceptions, parameter discrepancies, and risk alerts.
• Provide documentation and responses for internal and external audits.
• Maintain controls supporting escheatment, loss reporting, and quality assurance review processes.
• Participate in deposit platform upgrades, new feature releases, bank acquisition integrations, and operational improvement initiatives.
• Develop and execute test scripts for system changes.
• Track milestones and deliverables for assigned projects.
• Serve as liaison between Deposit Operations, IT, Risk, Compliance, and vendors to ensure requirements are met.
• Provide guidance to internal teams on system behaviors, product impacts, and best practices.
• Conduct ongoing monitoring of system exceptions, parameter discrepancies, and risk alerts.
• Maintain controls supporting escheatment, loss reporting, and quality assurance review processes.
• Participate in deposit platform upgrades, new feature releases, bank acquisition integrations, and operational improvement initiatives.
• Develop and execute test scripts for system changes.
• Serve as liaison between Deposit Operations, IT, Risk, Compliance, and vendors to ensure requirements are met.
• Provide guidance to internal teams on system behaviors, product impacts, and best practices.

Qualifications

• Banking operations or systems experience (5+ years preferred).
• Strong understanding of deposit products and core banking systems.
• Experience with JHA/Silverlake, Synergy, or other enterprise deposit platforms.
• Familiarity with operational risk, compliance, and audit requirements.
• Ability to analyze complex system behavior, identify root causes, and recommend solutions.
• Experience in cross functional project participation and system testing.
   

Axos Employee Benefits May Include:

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.