Full-Stack Java Development Engineer (Payment pre-processing) - Payment Preparation (Payments Services)

Posted:
1/18/2026, 11:39:48 PM

Location(s):
England, United Kingdom ⋅ Greater London, England, United Kingdom

Experience Level(s):
Senior

Field(s):
Software Engineering

ABOUT US

We’re the world’s leading provider of secure financial messaging services, headquartered in Belgium. We are the way the world moves value – across borders, through cities and overseas. No other organisation can address the scale, precision, pace and trust that this demands, and we’re proud to support the global economy. 

We’re unique too. We were established to find a better way for the global financial community to move value – a reliable, safe and secure approach that the community can trust, completely. We’re always striving to be better and are constantly evolving in an ever-changing landscape, without undermining that trust. Five decades on, our vibrant community reflects the complexity and diversity of the financial ecosystem. We innovate diligently, test exhaustively, then implement fast. In a connected and exciting era, our mission has never been more relevant. Swift now has a presence in 200+ countries and legal territories to serve a community of more than 12,000 banks and financial institutions.   

We’re the world’s leading provider of secure financial messaging services, headquartered in Belgium. We are the way the world moves value – across borders, through cities and overseas. No other organisation can address the scale, precision, pace and trust that this demands, and we’re proud to support the global economy.

We’re unique too. We were established to find a better way for the global financial community to move value – a reliable, safe and secure approach that the community can trust, completely. We’re always striving to be better and are constantly evolving in an ever-changing landscape, without undermining that trust. Five decades on, our vibrant community reflects the complexity and diversity of the financial ecosystem. We innovate diligently, test exhaustively, then implement fast. In a connected and exciting era, our mission has never been more relevant. Swift now has a presence in 200+ countries and legal territories to serve a community of more than 12,000 banks and financial institutions.

Overview

We are seeking a Full-Stack Java Development Engineer with strong experience in Spring Boot, solid exposure to financial services (especially payments), and knowledge of web services and OpenAPI standards. The position focuses on the payment pre-processing layer, enabling secure and efficient connectivity between debtor banks, SWIFT back-end data services, and intermediary providers.

Key Responsibilities

  • Design, develop, and maintain full-stack applications using Java, Spring Boot, and modern front-end frameworks.
  • Build and maintain RESTful services, SOAP web services, and OpenAPI-defined interfaces.
  • Implement and optimize components within the payment pre-processing platform, including validation, routing, and data enrichment.
  • Integrate solutions with banks, SWIFT services, and third-party actors.
  • Contribute to the development and maintenance of API contracts, technical documentation, and data models.
  • Collaborate with architecture and product teams to ensure scalable, secure, and compliant designs.
  • Participate in code reviews, design reviews, testing, and troubleshooting across the full technology stack.

Required Skills & Qualifications

  • 3–7 years of professional software development experience.
  • Strong expertise in Java, Spring Boot, and microservices architecture.
  • Hands-on experience with REST and SOAP web services, OpenAPI/Swagger, and API-first development.
  • Full-stack development capabilities (Java back-end + modern front-end technologies such as Angular or React).
  • Experience in the financial sector, ideally with payment flows, transaction processing, or banking integration.
  • Good understanding of databases (SQL/NoSQL) and messaging technologies (e.g. Kafka).
  • High level of English, spoken and written.
  • Excellent analytical and problem-solving skills with the ability to design innovative solutions.

Preferred / Optional Qualifications

  • Experience with AWS architecture and cloud-native development.
  • Knowledge of SWIFT standards, payments and Swift platform.
  • Familiarity with iframes, Web Components, and embedding technologies.
  • Experience with CI/CD, Docker, Kubernetes, and security practices relevant to financial systems.

Soft Skills

  • Strong analytical and problem-solving abilities.
  • Ability to work effectively in cross-functional and international teams.
  • Proactive, detail-oriented, and able to manage tasks independently.

Key Responsibilities

  • Design, develop, test, install and support programs/systems in line with agreed requirements.
  • Assist with the analysis of requirements and the development of recommendations as to the systems approach to follow.
  • Prepare specifications, codes, tests, deliverables, acceptance criteria, time frames, etc. . . and prepare and study the technical feasibility and estimates of the proposed systems solutions.
  • Analyze the problems, develop and propose solutions to more senior team members.
  • Provide technical assistance to other SWIFT colleagues and provide guidance to more junior team members in their daily work.
  • Develop and maintain technical documentation and prepare and give presentations to customers on systems.
  • Provide timing/scheduling estimates to project lead and propose corrective actions to timelines when necessary.

Competency Profile

  • Takes Accountab. for Delivering Results
    Makes choices and decisions based on established practices and precedents; delivers results by overcoming a range of obstacles and issues and where timing may be critical.
  • Demonstrates Operational Excellence
    Delivers work to agreed specifications of timeliness and quality; seeks to improve ways of doing things; sets and meets high standards for own work; demonstrates commitment to security policy
  • Expands knowledge
    Continually extends specialist knowledge as a means of anticipating and preparing for changes in the business; uses a variety of methods and opportunities to learn and to exchange knowledge; encourages and facilitates development of others.
  • Bus Understanding and Commercial Sense
    Applies understanding of how own division adds value to the business; uses knowledge of financial and business principles to deliver cost-effective solutions; adapts quickly to changes in the market, the industry and the organisation while upholding standards.
  • Builds and reinforces cust relationships
    Strengthens relationships by taking every opportunity to listen and respond to customers and adapt solutions to meet their needs; demonstrates and encourages customer focus in all relationships and activities.
  • Leads with a team focus
    Initiates effective co-operation and team working with others; provides support to new team members; appreciates style and background differences; demonstrates commitment to SWIFT values.
  • Communicates effectively
    Communicates effectively across a range of practical and operational issues; adjusts personal communication style to fit intended audience; listens to and respects other people's points of view.

What We Offer

We put you in control of career

We give you a competitive package

We help you perform at your best

We help you make a difference

We give you the freedom to be yourself

We give you the freedom to be yourself. We are creating an environment of unique individuals – like you – with different perspectives on the financial industry and the world. A diverse and inclusive environment in which everyone’s voice counts and where you can reach your full potential.

If you believe you require a reasonable accommodation to participate in the job application or interview process, please contact us to request accommodation.

Don’t meet every single requirement? At Swift, we are dedicated to building a workplace where people can bring their full selves and ideas to the team, so if you are excited about this role, we encourage you to apply even if you do not meet every single qualification.

What we offer

We put you in control of career

We give you a competitive package

We help you perform at your best

We help you make a difference

We give you the freedom to be yourself

We give you the freedom to be yourself. We are creating an environment of unique individuals – like you – with different perspectives on the financial industry and the world. A diverse and inclusive environment in which everyone’s voice counts and where you can reach your full potential.

If you believe you require a reasonable accommodation to participate in the job application or interview process, please contact us to request accommodation.

Don’t meet every single requirement? At Swift, we are dedicated to building a workplace where people can bring their full selves and ideas to the team, so if you are excited about this role, we encourage you to apply even if you do not meet every single qualification.