Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

Discover will not sponsor or transfer employment work visas for this position.  Applicants must be currently authorized to work in the United States on a full-time basis.

The Lead Financial Analyst role provides a terrific opportunity for an individual to join the Payments industry and learn both sides of the P&L, embrace technology, and make a direct impact on business results.  The role is within the PULSE Line of Business Finance Organization and will report to the Sr. Manager, PULSE FP&A. The primary responsibilities of this position will be planning for PULSE Revenue and Volume, and reporting and analysis on the full PULSE P&L.  This role would work closely with business partners to provide finance leadership, accurate forecasts, and insightful analysis to drive positive business results.

What You’ll Do

• Provide financial and business analysis support.

• Actively manage and escalate risk and customer-impacting issues within the day-to-day role to management.

How You’ll Do It

• Develop profitability analyses and projections for marketing and customer segments.

• Analyze customer behaviors and product profitability trends to understand financial implications and influence actions.

• Develop and enhance financial models. Improve forecasting accuracy and drive business insights.  Incorporates the latest technology into work and drives technology innovation in the Finance area. Leverages diverse sources of data (Anaplan, Essbase, Jaspersoft, Tableau, Excel etc.) to assess financial performance and assumptions for the forecast and to drive greater understanding of the business.

• Provide management with strategic advice and financial analyses for investment decisions, pricing changes, and channel and segment expansions.  Prepares monthly financial presentations and analysis for leadership, effectively communicating financial results and performance against financial forecasts and yearly plans.

• Perform competitive analyses to drive strategic insights and actions.  Provide ad-hoc financial analysis for area business leadership as requested to support business decisions.

• Translate business opportunities and issues into financial analyses.

• Develop business cases with recommendations to management.  Collaborates with business partners to develop monthly financial forecasts which will drive appropriate and timely decision making. Analyzes financial performance and provides management and cross-functional teams to drive strategic investment decisions.

Qualifications You’ll Need

The Basics: 

• Bachelor's degree in finance, business, or related field

• 2+ years of experience in financial services, consulting, investment banking, or related field

Bonus Points If You Have:

• Master's degree in finance, business, or related field

• 4+ years of experience in financial services, consulting, investment banking, or related field

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Application Deadline:

The application window for this position is anticipated to close on Aug-25-2024. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation:

The base pay for this position generally ranges between $75,500.00 to $127,900.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave

• Paid Time Off

• 401(k) Plan

• Medical, Dental, Vision, & Health Savings Account

• STD, Life, LTD and AD&D

• Recognition Program

• Education Assistance

• Commuter Benefits

• Family Support Programs

• Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com.

What are you waiting for? Apply today!

All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.

Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)

Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email [email protected]. Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.